
Commercial Mortgages for Expats & Overseas Buyers UK If you are living abroad or moving from overseas and want to invest in property, you may be wondering how to secure a commercial mortgage. For expats and foreign nationals, arranging this type of finance can be more complex than a standard mortgage. Lenders often see international… Read more

Using a SIPP or SSAS to Buy Commercial Property: Mortgage Options, Benefits & Rules Many business owners are surprised to learn that their pension can be used to buy commercial property. A Self-Invested Personal Pension (SIPP) or Small Self-Administered Scheme (SSAS) can purchase commercial premises directly, including properties occupied by your own business. Where pension… Read more

Pub Mortgages: How to Buy or Refinance a Pub in the UK Buying or refinancing a pub is both exciting and complex. You are not just buying bricks and mortar. You are buying a trading business with moving parts. Cash flow, licensing, staff, and seasonality all play a role. You want a lender who understands… Read more

Golf Club Finance and Commercial Mortgages: How to Fund Your Course and Clubhouse Running a golf club is about a lot more than fairways and greens. You are managing a complex business with big capital needs, seasonal income and rising expectations from members and visitors. At some point you may need to raise finance without… Read more

Finance for Purpose Built Student Accommodation If you want to buy or develop purpose built student accommodation you will need funding that treats the property like a business rather than a simple residential let. A commercial mortgage for student blocks is designed around income, demand and the way the building will operate across the academic… Read more

How to Get a Commercial Mortgage for a Dental Practice If you are planning to buy a dental practice, purchase your surgery premises, expand to a second site, or simply refinance for better terms, the right commercial mortgage can make all the difference. The dental sector is unique. Lenders look at goodwill, regulatory approvals, the… Read more

How to Get a Commercial Mortgage for a Day Nursery Running a nursery is one of the most rewarding businesses you can operate, providing an important service that supports families and shapes children’s early development. However, whether you are buying your first setting, expanding an existing nursery, or refinancing your current premises, arranging the right… Read more

Large Commercial Mortgages for Apartment Blocks When you are buying or refinancing an apartment building, the finance is key. Larger blocks bring bigger numbers and deeper due diligence. You might be aiming for a £5 million multi unit block. You might be structuring a £25 million portfolio facility. You might even be exploring funding at… Read more

Commercial Finance For Short stay accommodation If you have a hotel, guest house, or similar short stay accommodation, you may come across the term C1 property. This planning classification plays an important role in how the property can be used and how it can be financed. C1 properties are commonly funded through commercial mortgages rather… Read more

Commercial Mortgage for B8 Properties: Warehouses, Storage Units and Distribution Centres If you are looking at a warehouse, storage unit, or distribution centre, you are likely dealing with Use Class B8. You might be buying for your own business. You might be investing and letting the unit to a tenant. Either way, you want clarity.… Read more

Commercial Mortgage Options For Restaurant And Café Owners If you run a restaurant or café, owning your premises can be very beneficial. It gives you stability, control over your space, and long term financial confidence. A commercial mortgage for restaurants and cafés is often the most effective way to make that step possible. Hospitality businesses… Read more

B2 General Industrial Commercial Mortgages: Rates, LTV and How to Get Approved If you are looking at a B2 general industrial property, the finance can is specialist. You can secure a commercial mortgage for B2 properties in the right circumstances. You will need the right structure and evidence. What a B2 property is and why… Read more