Income Protection
Supporting your income and wellbeing when you can’t go to work.
Income protection pays you a regular tax-free income when you’re unable to work due to accident or sickness. This cover is available to you whether you’re employed or self-employed.
The plan pays a certain percentage of your income until you either return to work or the policy expires. There are also budget policies that pay for a certain amount of time, for example, two years.
You never know what’s around the corner so making sure you can always pay your commitments is vital.
Kerr & Watson will discuss your income requirements and make a bespoke recommendation.
Who is income protection for?
Income protection is suitable for those who require consistent regular income when they’re unable to work due to incapacity caused by illness or injury.
Do I need income protection?
If you and your family rely on your income to cover regular household bills, an income protection policy can ensure your lifestyle would remain in place.
How long does income protection pay out for?
Most commonly, income protection lasts until you’re well enough to return to work and continue earning your normal wage or until the policy expires.
Income Protection Calculator
Not sure how much income protection cover you can get? Enter your annual income to calculate the maximum benefit available to you.
Your Insurance In 3 Easy Steps…
Conversation
Schedule a call to talk to an adviser about your needs and situation. Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.
Research
We will take the information gained on the call and carry out some research before sending you a bespoke recommendation.
Application
Once we have the relevant information, we will complete your insurance application and update you throughout the process.