Mortgage With Japanese Knotweed

Can You Get a Mortgage with Japanese Knotweed? If you have found a home you love and the survey mentions Japanese knotweed, you might feel worry. You may have heard stories about lenders refusing to lend or sales falling through at the last moment. However, it can be possible to get a mortgage with Japanese… Read more
Case Study: Buy-to-Let Product Transfer in Farnborough

Introduction We helped our customers arrange three buy-to-let mortgage product transfers in Farnborough, Hampshire, as their existing fixed-rate deals approached expiry. Our customers wanted to secure new five-year fixed rates across their investment properties without incurring unnecessary costs or moving onto their lender’s Standard Variable Rate (SVR). After comparing remortgage options across the market with… Read more
Case Study: Residential Mortgage with Holiday Lets on Site

Summary We recently helped a family relocating to Devon purchase a £1.1 million property made up of a five-bedroom main house and four separate holiday barns on the same title. The family planned to live in the main house and let the barns on Airbnb, with expected holiday let income of around £80,000 a year.… Read more
Hong Kong National Purchasing a Home in the UK

Buying a Home in the UK as a Hong Kong National: A Complete Guide If you are a Hong Kong national looking to purchase property, you may be considering the mortgage options available and what the process entails. The introduction of the British National Overseas (BNO) visa has made it easier for Hong Kong buyers… Read more
Can You Get a Mortgage on a Property with Cladding?

Mortgages for Flats with Cladding: What You Need to Know If you live in or want to buy a flat with cladding, you have probably seen mixed messages about whether a mortgage is possible. Since major building safety reforms, lending has slowly reopened, yet criteria can still feel confusing. The good news is that getting… Read more
Bridging Loan for HMO Conversion

How a Bridging Loan Works To Convert a Property to an HMO If you are planning to convert a property into a House in Multiple Occupation, finance is usually one of the first issues you face. Many landlords quickly discover that standard buy to let mortgages are not suitable when a property needs significant work… Read more
UK Mortgages for British Expat Living in the USA

Secure a UK Mortgage as a British Expat in the USA For British expats living in the USA, investing in UK property can be a strategic way to maintain ties to home, build wealth, and plan for the future. Whether it’s purchasing a family home, refinancing an existing property, or starting a buy-to-let portfolio, the… Read more
UK Mortgages for Expats in Hong Kong

Secure a UK Mortgage as a Hong Kong Expat For UK expats living in Hong Kong, investing in property back home can be both an exciting and strategic decision. The UK property market remains a popular choice for its stability, long-term growth potential, and variety of investment opportunities. However, the UK mortgage market as an… Read more
Buy to Let Mortgages with Serco Tenants

Can you get a buy-to-let mortgage with Serco tenants? (Lender criteria explained) Yes — but only with certain lenders. Letting your property to Serco, housing associations, or charities can affect your mortgage, as these arrangements are different from standard tenancies. Lenders assess these arrangements differently to standard tenancies, often applying stricter criteria. Not all lenders… Read more
UK Mortgages for Expats in Bahrain

Expert UK Mortgage Solutions for Bahrain-Based Expats For UK expats living in Bahrain, the idea of investing in property back home can be both exciting and financially rewarding. The UK property market offers stability, long-term growth potential, and a diverse range of investment opportunities. However, the UK mortgage market as an expat in Bahrain can… Read more
Low Loan to Value Mortgage

Low LTV Mortgage – Maximise Your Borrowing Power When you’re thinking about taking out a mortgage, one of the most important factors to consider is the Loan-to-Value (LTV) ratio. But what exactly does LTV mean, and why should you be interested in a low LTV mortgage? At Kerr & Watson, we know that the mortgage… Read more
UK Bridging Loans for Residents of UAE

Bridging Loans for UAE Residents: Secure UK Property Quickly For residents of the UAE, investing in the UK property market offers significant long-term benefits, including financial stability and potential returns. However, when time is tight and conventional financing isn’t an option, bridging loans may provide a swift and effective solution to ensure you don’t miss… Read more

Category: Buy To Let Mortgages