Renters’ Rights Act 2026: What It Means for Buy to Let Landlords

Renters’ Rights Bill: What It Means for Buy to Let Landlords If you own — or are considering investing in — a buy to let property, the Renters’ Rights Act 2026 is something you cannot afford to overlook. Coming into force on 1st May 2026, this legislation represents the biggest overhaul of the private rented… Read more
Case Study: BTL Remortgage from Bridging

Summary We recently helped our customer arrange a buy-to-let remortgage in Dorst, refinancing a bridging loan that had been used in connection with new build properties. The case needed more careful lender research because there were two properties held on one title. We therefore needed a lender that was comfortable with both the property arrangement… Read more
Case Study: Helping Buy-to-Let Landlords in Sandhurst

Summary We recently helped landlords in Sandhurst arrange a product transfer on their buy-to-let property as their existing fixed rate with The Mortgage Works was coming to an end. The landlords were considering selling the property within the next couple of years, so they wanted a two-year fixed rate rather than committing to a longer… Read more
Mortgage For An Inherited Property

Mortgages on Inherited Property: What You Can Do Before and After Probate If you have inherited a property, you might be wondering whether you can get a mortgage on it, and if so, what the best route looks like. You may want to live in the home, buy out a relative, fund renovations, switch to… Read more
Case Study: BTL Mortgage in Kent for First-Time Landlord

Summary We recently helped our customer arrange a buy-to-let mortgage in Kent to purchase a £300,000 house. The case needed some additional research because our customer was a first-time landlord and the property was being bought through a concessionary purchase. We therefore needed a lender whose buy-to-let criteria could accommodate both points while providing the… Read more
Case Study: Expat Buy-to-Let with a Competitive Fixed Rate

Summary We recently helped an expat client living in New York arrange a new mortgage on a buy-to-let property in London as their existing deal was approaching the end of its fixed-rate period. The property was valued at £430,000 and generated £2,182 per month in rental income, but the existing lender could not offer a… Read more
Mortgage With Japanese Knotweed

Can You Get a Mortgage with Japanese Knotweed? If you have found a home you love and the survey mentions Japanese knotweed, you might feel worry. You may have heard stories about lenders refusing to lend or sales falling through at the last moment. However, it can be possible to get a mortgage with Japanese… Read more
Case Study: Buy-to-Let Product Transfer in Farnborough

Summary We recently helped experienced property investors in Farnborough, Hampshire, arrange product transfers on three existing buy-to-let mortgages with BM Solutions. The customers wanted to avoid moving onto variable rates when their existing deals expired, but also preferred not to go through the additional underwriting, legal work and documentation involved in a full remortgage unless… Read more
Case Study: Residential Mortgage with Holiday Lets on Site

Summary We recently helped a family relocating to Devon purchase a £1.1 million property made up of a five-bedroom main house and four separate holiday barns on the same title. The family planned to live in the main house and let the barns on Airbnb, with expected holiday let income of around £80,000 a year.… Read more
Hong Kong National Purchasing a Home in the UK

Buying a Home in the UK as a Hong Kong National: A Complete Guide If you are a Hong Kong national looking to purchase property, you may be considering the mortgage options available and what the process entails. The introduction of the British National Overseas (BNO) visa has made it easier for Hong Kong buyers… Read more
Can You Get a Mortgage on a Property with Cladding?

Mortgages for Flats with Cladding: What You Need to Know If you live in or want to buy a flat with cladding, you have probably seen mixed messages about whether a mortgage is possible. Since major building safety reforms, lending has slowly reopened, yet criteria can still feel confusing. The good news is that getting… Read more
Bridging Loan for HMO Conversion

How a Bridging Loan Works To Convert a Property to an HMO If you are planning to convert a property into a House in Multiple Occupation, finance is usually one of the first issues you face. Many landlords quickly discover that standard buy to let mortgages are not suitable when a property needs significant work… Read more

Category: Buy To Let Mortgages