Buy To Let Mortgages

Renters’ Rights Act 2026: What It Means for Buy to Let Landlords

Renters’ Rights Bill: What It Means for Buy to Let Landlords If you own — or are considering investing in — a buy to let property, the Renters’ Rights Act 2026 is something you cannot afford to overlook. Coming into force on 1st May 2026, this legislation represents the biggest overhaul of the private rented… Read more
Case Study: Helping Buy-to-Let Landlords in Sandhurst

Introduction For buy-to-let landlords, managing finances effectively is crucial to ensuring long-term success. This case highlights how we supported property owners in Sandhurst to secure a hassle-free product transfer with their existing lender, providing flexibility for potential future plans. The Scenario The landlords owned a buy-to-let property in Sandhurst and were approaching the end of… Read more
Mortgage For An Inherited Property

Mortgages on Inherited Property: What You Can Do Before and After Probate If you have inherited a property, you might be wondering whether you can get a mortgage on it, and if so, what the best route looks like. You may want to live in the home, buy out a relative, fund renovations, switch to… Read more
Mortgage With Japanese Knotweed

Can You Get a Mortgage with Japanese Knotweed? If you have found a home you love and the survey mentions Japanese knotweed, you might feel worry. You may have heard stories about lenders refusing to lend or sales falling through at the last moment. However, it can be possible to get a mortgage with Japanese… Read more
Case Study: Buy-to-Let Product Transfer in Farnborough

The Scenario In Farnborough, Hampshire, experienced property investors sought to renew their buy-to-let mortgage products. With three existing buy-to-let mortgages through BM Solutions nearing the end of their terms, the clients were keen to avoid the variable rates that would apply upon expiry. They preferred a streamlined approach that allowed them to renew with their… Read more
Case Study: Residential Mortgage with Holiday Lets on Site

The Scenario In this case study, we look at how we helped a family relocating to Devon secure the right mortgage for a unique property, a five-bedroom main house on a plot that also included four separate holiday barns. Their plan was to live in the main home and let out the holiday barns on… Read more
Hong Kong National Purchasing a Home in the UK

Buying a Home in the UK as a Hong Kong National: A Complete Guide If you are a Hong Kong national looking to purchase property, you may be considering the mortgage options available and what the process entails. The introduction of the British National Overseas (BNO) visa has made it easier for Hong Kong buyers… Read more
Can You Get a Mortgage on a Property with Cladding?

Mortgages for Flats with Cladding: What You Need to Know If you live in or want to buy a flat with cladding, you have probably seen mixed messages about whether a mortgage is possible. Since major building safety reforms, lending has slowly reopened, yet criteria can still feel confusing. The good news is that getting… Read more
Bridging Loan for HMO Conversion

How a Bridging Loan Works To Convert a Property to an HMO If you are planning to convert a property into a House in Multiple Occupation, finance is usually one of the first issues you face. Many landlords quickly discover that standard buy to let mortgages are not suitable when a property needs significant work… Read more
UK Mortgages for British Expat Living in the USA

Secure a UK Mortgage as a British Expat in the USA For British expats living in the USA, investing in UK property can be a strategic way to maintain ties to home, build wealth, and plan for the future. Whether it’s purchasing a family home, refinancing an existing property, or starting a buy-to-let portfolio, the… Read more
UK Mortgages for Expats in Hong Kong

Secure a UK Mortgage as a Hong Kong Expat For UK expats living in Hong Kong, investing in property back home can be both an exciting and strategic decision. The UK property market remains a popular choice for its stability, long-term growth potential, and variety of investment opportunities. However, the UK mortgage market as an… Read more
Buy to Let Mortgages with Serco Tenants

Can you get a buy-to-let mortgage with Serco tenants? (Lender criteria explained) Yes — but only with certain lenders. Letting your property to Serco, housing associations, or charities can affect your mortgage, as these arrangements are different from standard tenancies. Lenders assess these arrangements differently to standard tenancies, often applying stricter criteria. Not all lenders… Read more

Category: Buy To Let Mortgages