How We Secured a BTL Mortgage for a Limited Company in Fleet
We’re excited to share how we recently helped a customer navigate through the world of Buy To Let (BTL) mortgages, transforming a complex situation into a streamlined success.
Meet Our Customer
A 50-year-old individual, employed, with a high income, and a sparkling credit history. They looked to purchase a 2-bedroom flat in Fleet, Hampshire, valued at £200,000, through their Limited Company which was set up as a Special Purpose Vehicle (SPV), they encountered challenges. The key hurdle? Securing a competitive limited company mortgage, whilst ensuring reliability and efficiency in service.
The Financial Challenge Up Close
The customer’s checklist was clear:
- The Goal: A Limited Company BTL Mortgage Purchase
- The Specifics: £150,000 loan, over 25 years, on a 5-Year Fixed Rate product
- The Challenges: Identifying and securing a top-tier mortgage product promptly, while ensuring a high quality service
Find out Your Options
Buy to Let Mortgage Solution
We dove deep into understanding our client’s needs and charted our course accordingly:
- Holistic Market Analysis: We conducted a meticulous examination of the market to ensure no option was overlooked.
- Timely & Superior Service: We not only pledged to find a solution but also to do so promptly and proficiently, upholding our standard of excellence.
Celebrating Success
The outcome of this case study was a smooth and efficient process resulting in a favourable mortgage offer, and a very satisfied client. Their feedback praised the thoroughness and expertise of our service, reflecting the value of combining market insight with a personalised approach.
Embark on Your Journey with Kerr & Watson
Considering purchasing or remortgaging a BTL property within a limited company? Reach out to us today.
