Hampshire Mortgage Advisor

Mortgage Advice in Hampshire
From buying your first home to managing an established property portfolio, your needs can change over time. Kerr & Watson offers whole-of-market mortgage and protection advice, helping homebuyers, existing homeowners and landlords find suitable borrowing and insurance options for their circumstances.
Across Hampshire, we help customers buying or remortgaging properties in Basingstoke, Winchester, Farnborough, Alton, Petersfield and the surrounding areas. Our advisers take the time to understand your plans, discuss the options available and recommend a mortgage suited to your financial circumstances.
Who Are Kerr & Watson?
Kerr & Watson are an independent, whole-of-market mortgage and protection brokerage, directly authorised and regulated by the Financial Conduct Authority (FCA). Based in Farnborough, we provide expert mortgage advice to customers across Hampshire, Surrey, Berkshire and the surrounding areas.
Our experienced, CeMAP-qualified advisers help first-time buyers, home movers, landlords and customers with more complex borrowing requirements. As an award-winning brokerage with excellent customer reviews, we pride ourselves on providing clear advice and ongoing support.
What this means for our customers:
- Personalised mortgage advice tailored to your circumstances.
- Clear explanations of mortgage options, costs and lender requirements.
- Help with applications, paperwork and communication with lenders and solicitors.
- Regular updates throughout the mortgage process, with ongoing mortgage and protection support.
Mortgage & Protection Services
We can help with a wide range of mortgage and protection needs, including:
- Residential mortgages – First-time buyers, moving home, remortgages and complex borrowing.
- Buy-to-let mortgages – Individual landlords, limited companies, portfolios and HMOs.
- Bridging and commercial finance – Bridging loans, commercial mortgages and development finance.
- Later-life lending – Retirement interest-only mortgages and equity release.
- Protection advice – Life insurance, critical illness cover, income protection and business protection.
Buying a Property in Hampshire?
Stay updated with the latest in Hampshire’s property scene:
Properties For Sale in Hampshire
House Prices in Hampshire
House prices in Hampshire averaged approximately £399,836 over the last year.
Terraced properties were the most commonly sold homes, achieving an average sale price of around £322,732. Semi-detached properties sold for an average of £388,553, while detached homes achieved average sale prices of approximately £626,557.
Why Homebuyers Choose Hampshire
Hampshire, the largest county in southern England, represents a blend of vibrant history, serene coastlines, and iconic cities. This county offers a rich blend of urban sophistication and rural tranquillity, with its range of properties from seafront apartments in Portsmouth to cosy thatched cottages in the New Forest. With four esteemed universities and numerous exemplary schools, Hampshire is an educational hub, making it a top choice for families and professionals alike.
Why Residents Love Living in Hampshire
Hampshire offers an excellent balance of countryside, coastline and thriving towns, making it one of the most desirable counties in the South of England. Residents benefit from a high quality of life, with access to outstanding natural landscapes, strong transport links and a wide range of leisure and recreational opportunities.
One of Hampshire’s most celebrated attractions is the New Forest National Park, which offers miles of walking, cycling and horse-riding routes, as well as picturesque villages and open heathland. The county is also home to an attractive coastline along the Solent, providing opportunities for sailing, watersports and coastal walks. From historic market towns and vibrant cities to beautiful countryside and seaside destinations, Hampshire offers something for individuals, families and retirees alike.
Commuting
Hampshire offers unparalleled connectivity. The county’s strategic railway and motorway networks ensure swift travels to London within 1-2 hours. If international travel or a European getaway is on the cards, Southampton Airport and Portsmouth’s ferry services ensure you’re always close to your next adventure.
Education
Education in Hampshire is a blend of tradition and modernity. With four universities and plenty of both independent and state schools, the county offers a dynamic educational environment.
Looking for Mortgage Advice in Hampshire?
Buying a home, moving somewhere new or reviewing your current mortgage can all involve different lending considerations. At Kerr & Watson, we help you find suitable finance for these situations, as well as buy-to-let purchases and more specialist property transactions.
Contact our team today to discuss your plans and receive expert, independent mortgage advice tailored to your circumstances.
Your Mortgage In 3 Easy Steps…

Conversation
Send us an enquiry to arrange a call to speak to a mortgage adviser about your circumstances, borrowing requirements and property plans.
Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research
We will use the information you’ve provided to research suitable mortgage options across the market and explain our recommendation to you.
If you need an Agreement in Principle, we can also arrange this as part of the process.

Application
Once you’re ready to proceed, we will submit the full mortgage application and supporting documents to the lender.
We will liaise with the lender and its underwriters, respond to any additional requirements and keep you updated until the mortgage offer is issued and through to completion.
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