Hampshire Mortgage Advisor

Hampshire

From buying your first home to managing an established property portfolio, your needs can change over time. Kerr & Watson offers whole-of-market mortgage and protection advice, helping homebuyers, existing homeowners and landlords find suitable borrowing and insurance options for their circumstances.

Across Hampshire, we help customers buying or remortgaging properties in Basingstoke, Winchester, Farnborough, Alton, Petersfield and the surrounding areas. Our advisers take the time to understand your plans, discuss the options available and recommend a mortgage suited to your financial circumstances.

Who Are Kerr & Watson?

Kerr & Watson are an independent, whole-of-market mortgage and protection brokerage, directly authorised and regulated by the Financial Conduct Authority (FCA). Based in Farnborough, we provide expert mortgage advice to customers across Hampshire, Surrey, Berkshire and the surrounding areas.

Our experienced, CeMAP-qualified advisers help first-time buyers, home movers, landlords and customers with more complex borrowing requirements. As an award-winning brokerage with excellent customer reviews, we pride ourselves on providing clear advice and ongoing support.

What this means for our customers:

  • Personalised mortgage advice tailored to your circumstances.
  • Clear explanations of mortgage options, costs and lender requirements.
  • Help with applications, paperwork and communication with lenders and solicitors.
  • Regular updates throughout the mortgage process, with ongoing mortgage and protection support.

Mortgage & Protection Services

We can help with a wide range of mortgage and protection needs, including:

Buying a Property in Hampshire?

Stay updated with the latest in Hampshire’s property scene:

Properties For Sale in Hampshire

House Prices in Hampshire

House prices in Hampshire averaged approximately £399,836 over the last year.

Terraced properties were the most commonly sold homes, achieving an average sale price of around £322,732. Semi-detached properties sold for an average of £388,553, while detached homes achieved average sale prices of approximately £626,557.

Why Homebuyers Choose Hampshire

Hampshire, the largest county in southern England, represents a blend of vibrant history, serene coastlines, and iconic cities. This county offers a rich blend of urban sophistication and rural tranquillity, with its range of properties from seafront apartments in Portsmouth to cosy thatched cottages in the New Forest. With four esteemed universities and numerous exemplary schools, Hampshire is an educational hub, making it a top choice for families and professionals alike.

Why Residents Love Living in Hampshire

Hampshire offers an excellent balance of countryside, coastline and thriving towns, making it one of the most desirable counties in the South of England. Residents benefit from a high quality of life, with access to outstanding natural landscapes, strong transport links and a wide range of leisure and recreational opportunities.

One of Hampshire’s most celebrated attractions is the New Forest National Park, which offers miles of walking, cycling and horse-riding routes, as well as picturesque villages and open heathland. The county is also home to an attractive coastline along the Solent, providing opportunities for sailing, watersports and coastal walks. From historic market towns and vibrant cities to beautiful countryside and seaside destinations, Hampshire offers something for individuals, families and retirees alike.

Commuting

Hampshire offers unparalleled connectivity. The county’s strategic railway and motorway networks ensure swift travels to London within 1-2 hours. If international travel or a European getaway is on the cards, Southampton Airport and Portsmouth’s ferry services ensure you’re always close to your next adventure.

Education

Education in Hampshire is a blend of tradition and modernity. With four universities and plenty of both independent and state schools, the county offers a dynamic educational environment.

Looking for Mortgage Advice in Hampshire?

Buying a home, moving somewhere new or reviewing your current mortgage can all involve different lending considerations. At Kerr & Watson, we help you find suitable finance for these situations, as well as buy-to-let purchases and more specialist property transactions.

Contact our team today to discuss your plans and receive expert, independent mortgage advice tailored to your circumstances.

Your Mortgage In 3 Easy Steps…

Conversation

Conversation


Send us an enquiry to arrange a call to speak to a mortgage adviser about your circumstances, borrowing requirements and property plans.

Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research

Research


We will use the information you’ve provided to research suitable mortgage options across the market and explain our recommendation to you.

If you need an Agreement in Principle, we can also arrange this as part of the process.

Application

Application


Once you’re ready to proceed, we will submit the full mortgage application and supporting documents to the lender.

We will liaise with the lender and its underwriters, respond to any additional requirements and keep you updated until the mortgage offer is issued and through to completion.

Testimonials

Posted on Google Google
Louisa Whale profile picture
Louisa Whale
16 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Fantastic service and advice. Highly recommend!
Posted on Google Google
Sergiu Balmus profile picture
Sergiu Balmus
8 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
A huge thank you to Kerr & Watson for helping us secure our mortgage! A special thank you to Andreea, who has been absolutely amazing throughout the entire process. She was professional, patient, supportive and always kept us updated, making everything much easier and less stressful. We truly appreciate all your help and would highly recommend your services!
Posted on Google Google
Ade Kunle profile picture
Ade Kunle
6 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I will always recommend Kerr & Watson to my friends and family.
Posted on Google Google
Mark Grixti profile picture
Mark Grixti
6 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent and clear service!
Posted on Google Google
Tim __________________ profile picture
Tim __________________
6 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Bradley arranged life insurance for us and we can highly recommend him. He was very friendly, helpful and understanding and we are very happy with our policy.
Posted on Google Google
Lucas S profile picture
Lucas S
2 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Kerr & Watson have been absolutely outstanding in terms of knowledge, support and promptness. My case is complicated including three transactions at once and I could have not asked for a better service and support. Look nowhere else when seeking mortgage advice!
Posted on Google Google
Bernadette Bashford-Payne profile picture
Bernadette Bashford-Payne
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I can't recommend Kerr & Watson enough. I moved from another provider I had been using for 20+ years due to missing a purchase after multiple delays and errors. Kerr & Watson took me in as a customer and out did any expectations I had. They also taught me more about mortgages than I thought I knew, making the process easy. A great all round service by every member of the team, at every step.
Posted on Google Google
Neil Medcalf profile picture
Neil Medcalf
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
We could not have asked any more in service, action when required, flexibility when circumstances changed and the determination to get the mortgage sorted for us. We were delighted with every aspect of the service and would highly recommend Kerr and Watson, in particular Marie who is a Gem.
Posted on Google Google
Vicki Beesley profile picture
Vicki Beesley
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I could not recommend Kerr & Watson highly enough. Marie was absolutely amazing and went above and beyond despite our very difficult circumstances. We would not be where we are today with her. If you are looking for a company that truly cares then you will not be disappointed. Thank you again Marie!

Contact Us

Free initial conversation. No obligation.

We aim to respond within a few working hours.

By submitting, you agree to be contacted about your enquiry. See our Privacy Policy.