Buying a Buy-to-Let Property Through a Limited Company: Pros, Cons, Tax Savings & Mortgage Insights Pros of Buying a Buy-to-Let Property Through a Limited Company More Tax Efficiency For Some Investors One of the main attractions of using a limited company is the potential tax benefits. Rental income received by individuals is subject to income… Read more
Summary We recently helped an experienced professional purchase a two-bedroom buy-to-let flat in Fleet, Hampshire, through a Limited Company set up as a Special Purpose Vehicle (SPV). The property was valued at £200,000 and the customer required a £150,000 mortgage over 25 years. Their priority was to secure a competitive five-year fixed-rate product while also… Read more
Summary We recently helped a property investor arrange an £8.4 million commercial mortgage to purchase a block of 46 residential flats valued at £11.2 million through a limited company. The transaction was more complex than a standard property investment because the customer wanted to borrow at 75% loan-to-value, use external investor funds for the deposit… Read more