
Introduction We recently helped an experienced property investor remortgage two buy-to-let properties in Surbiton, securing approximately £500,000 of borrowing through their limited company. Our customer owned a substantial property portfolio, with properties held both personally and through a Special Purpose Vehicle (SPV) limited company. They also had a separate Limited Liability Partnership (LLP) arrangement used… Read more

Buying a Buy-to-Let Property Through a Limited Company: Pros, Cons, Tax Savings & Mortgage Insights Pros of Buying a Buy-to-Let Property Through a Limited Company More Tax Efficiency For Some Investors One of the main attractions of using a limited company is the potential tax benefits. Rental income received by individuals is subject to income… Read more

Introduction We recently helped our customers purchase two buy-to-let flats in Fleet, Hampshire, through a newly established limited company. Our customers were existing homeowners looking to invest in rental properties using a Special Purpose Vehicle (SPV), a limited company set up specifically to hold property investments. The main challenge was arranging two limited company buy-to-let… Read more

Summary We recently helped a property investor arrange an £8.4 million commercial mortgage to purchase a block of 46 residential flats valued at £11.2 million through a limited company. The transaction was more complex than a standard property investment because the customer wanted to borrow at 75% loan-to-value, use external investor funds for the deposit… Read more