Bank of England Base Rate Update: April 2026 The Bank of England has announced its latest interest rate decision for April 2026, and the base rate has been held at 3.75%. If you have a mortgage, are planning to buy, or are thinking about remortgaging, this decision matters to you. Interest rates affect how much… Read more

Bank of England Base Rate Update: March 2026 At the latest meeting, the Monetary Policy Committee voted to keep the base rate at 3.75%. This decision was unanimous, meaning every member agreed that holding the rate was the right move for now. The next review is due on 30 April 2026, where the rate could… Read more
Bank of England Base Rate Update: February 2026 The Bank of England has confirmed its latest interest rate decision for February 2026, and while there was plenty of debate behind the scenes, the headline outcome is simple: the Base Rate has been held at 3.75%. If you have a mortgage, are thinking about buying a… Read more
Bank of England Base Rate Update: December 2025 The Bank of England has announced a change to the base rate in December 2025, and this matters because it affects mortgages, savings, loans and the wider cost of living. If you have a mortgage, are thinking about buying a home, or are due to remortgage, this… Read more
Bank of England Base Rate Update: November 2025 The Bank of England has announced its latest base rate decision, and you might be wondering what it means for mortgages, savings and day-to-day money decisions. What Has the Bank of England Decided? At the meeting held on 5 November 2025, the Monetary Policy Committee voted by… Read more
Bank of England Base Rate Update: September 2025 The Bank of England has announced its latest decision on the base rate, a key figure that affects mortgages, loans, and savings. In September 2025, the base rate has been kept at 4%, with the Monetary Policy Committee (MPC) voting by a majority of 7–2 to maintain… Read more
Bank of England Base Rate Update: August 2025 The Bank of England has made its latest decision on interest rates, and it could impact your mortgage, savings or overall finances. On 7 August 2025, the Bank of England’s Monetary Policy Committee (MPC) voted to reduce the base rate by 0.25%, bringing it down from 4.25%… Read more
Bank of England Base Rate Update: June 2025 The Bank of England has announced its latest decision on interest rates following the June 2025 Monetary Policy Committee (MPC) meeting. If you’re wondering what this means for your mortgage or thinking about buying a home or refinancing, this update will give you the key facts in… Read more
Bank of England Base Rate Update: May 2025 The Bank of England has just announced a change to the base rate. As of May 2025, the rate has been reduced by 0.25 percentage points to 4.25%. This decision affects everything from the cost of borrowing to the interest you earn on savings. If you have… Read more
Bank of England Base Rate Update: March 2025 The Bank of England’s Monetary Policy Committee (MPC) has once again reviewed interest rates, deciding to keep the base rate at 4.5%. This decision was made with inflation, economic stability, and employment in mind. But what does this mean for you, particularly if you have a mortgage… Read more
Bank of England Base Rate Update: February 2025 The Bank of England has announced a reduction in the base rate by 0.25 percentage points, bringing it down to 4.5%. This decision was made by the Monetary Policy Committee (MPC) to help manage inflation and support economic growth. But what does this mean for you, your… Read more
Mortgage News – 15th December 2025 Lenders intensified competition in the high-value mortgage space, offering sharper pricing and new incentives to attract remortgage clients. Overall mortgage lending rose by 22.3% in Q3 2025, reaching £62.2 billion, as borrowers leaned towards longer-term fixed products amid rate uncertainty. Despite a broader economic slowdown, including falling GDP and… Read more