
Mortgage Market Update The UK mortgage market has shifted direction during September 2026. Although the Bank of England kept Bank Rate unchanged at 3.75%, expectations for future interest rates have moved higher. Rising global energy prices and ongoing geopolitical uncertainty have created renewed inflation concerns. This has pushed wholesale swap rates higher and led a… Read more

Bank of England Base Rate Update: September 2026 The Bank of England has kept the base rate at 3.75% following its September 2026 meeting. Six members of the Monetary Policy Committee voted to keep the rate unchanged, while three members wanted to increase it by 0.25 percentage points to 4%. The decision comes at a… Read more

Mortgage News – July 2026 July brought a mix of steady policy decisions and changing market expectations, with the Bank of England keeping the Bank Rate at 3.75% while global geopolitical factors influenced underlying money market pricing. As household energy caps rise and economic indicators present a balanced picture, staying proactive about home finance options… Read more

Mortgage News – June 2026 June has been a more settled month for the mortgage market, but there is still plenty for borrowers to keep an eye on. The Bank of England held the Base Rate at 3.75%, inflation remained at 2.8%, mortgage approvals stayed resilient, and product choice improved. At the same time, markets… Read more

Bank of England Base Rate Update: June 2026 The Bank of England has announced that the Base Rate will remain at 3.75% following its June 2026 meeting. The decision was made by a majority vote of 7-2, with two members of the Monetary Policy Committee (MPC) preferring a small increase to 4%. If you are… Read more

Bank of England Base Rate Update: April 2026 The Bank of England has announced its latest interest rate decision for April 2026, and the base rate has been held at 3.75%. If you have a mortgage, are planning to buy, or are thinking about remortgaging, this decision matters to you. Interest rates affect how much… Read more

Bank of England Base Rate Update: March 2026 At the latest meeting, the Monetary Policy Committee voted to keep the base rate at 3.75%. This decision was unanimous, meaning every member agreed that holding the rate was the right move for now. The next review is due on 30 April 2026, where the rate could… Read more

Bank of England Base Rate Update: February 2026 The Bank of England has confirmed its latest interest rate decision for February 2026, and while there was plenty of debate behind the scenes, the headline outcome is simple: the Base Rate has been held at 3.75%. If you have a mortgage, are thinking about buying a… Read more

Bank of England Base Rate Update: December 2025 The Bank of England has announced a change to the base rate in December 2025, and this matters because it affects mortgages, savings, loans and the wider cost of living. If you have a mortgage, are thinking about buying a home, or are due to remortgage, this… Read more

Bank of England Base Rate Update: November 2025 The Bank of England has announced its latest base rate decision, and you might be wondering what it means for mortgages, savings and day-to-day money decisions. What Has the Bank of England Decided? At the meeting held on 5 November 2025, the Monetary Policy Committee voted by… Read more

Bank of England Base Rate Update: September 2025 The Bank of England has announced its latest decision on the base rate, a key figure that affects mortgages, loans, and savings. In September 2025, the base rate has been kept at 4%, with the Monetary Policy Committee (MPC) voting by a majority of 7–2 to maintain… Read more

Bank of England Base Rate Update: August 2025 The Bank of England has made its latest decision on interest rates, and it could impact your mortgage, savings or overall finances. On 7 August 2025, the Bank of England’s Monetary Policy Committee (MPC) voted to reduce the base rate by 0.25%, bringing it down from 4.25%… Read more