Category: Buy To Let Mortgages

  • How Will Renters Rights Affect Buy To Let Investors?

    How Will Renters Rights Affect Buy To Let Investors?

    Renters’ Rights Bill: What It Means for Buy to Let Landlords If you own or plan to invest in buy to let property, you may be wondering what the Renters’ Rights Bill means for you. The new legislation aims to give renters stronger protection and create a fairer, safer rental market. But while it seeks… Read more

  • Case Study: Helping Buy-to-Let Landlords in Sandhurst

    Case Study: Helping Buy-to-Let Landlords in Sandhurst

    Introduction For buy-to-let landlords, managing finances effectively is crucial to ensuring long-term success. This case highlights how we supported property owners in Sandhurst to secure a hassle-free product transfer with their existing lender, providing flexibility for potential future plans. The Scenario The landlords owned a buy-to-let property in Sandhurst and were approaching the end of… Read more

  • Mortgage For An Inherited Property

    Mortgage For An Inherited Property

    Mortgages on Inherited Property: What You Can Do Before and After Probate If you have inherited a property, you might be wondering whether you can get a mortgage on it, and if so, what the best route looks like. You may want to live in the home, buy out a relative, fund renovations, switch to… Read more

  • Mortgage With Japanese Knotweed

    Mortgage With Japanese Knotweed

    Can You Get a Mortgage with Japanese Knotweed? If you have found a home you love and the survey mentions Japanese knotweed, you might feel worry. You may have heard stories about lenders refusing to lend or sales falling through at the last moment. However, it can be possible to get a mortgage with Japanese… Read more

  • Case Study: Farnborough Buy-To-Let Product Transfer for Existing Mortgage Clients

    Case Study: Farnborough Buy-To-Let Product Transfer for Existing Mortgage Clients

    The Scenario In Farnborough, Hampshire, experienced property investors sought to renew their buy-to-let mortgage products. With three existing buy-to-let mortgages through BM Solutions nearing the end of their terms, the clients were keen to avoid the variable rates that would apply upon expiry. They preferred a streamlined approach that allowed them to renew with their… Read more

  • Case Study: Securing a Residential Mortgage for a Family Home with Holiday Lets on Site

    Case Study: Securing a Residential Mortgage for a Family Home with Holiday Lets on Site

    The Scenario In this case study, we look at how we helped a family relocating to Devon secure the right mortgage for a unique property, a five-bedroom main house on a plot that also included four separate holiday barns. Their plan was to live in the main home and let out the holiday barns on… Read more

  • Hong Kong National Purchasing a Home in the UK

    Hong Kong National Purchasing a Home in the UK

    Buying a Home in the UK as a Hong Kong National: A Complete Guide If you are a Hong Kong national looking to purchase property, you may be considering the mortgage options available and what the process entails. The introduction of the British National Overseas (BNO) visa has made it easier for Hong Kong buyers… Read more

  • Can You Get a Mortgage on a Property with Cladding?

    Can You Get a Mortgage on a Property with Cladding?

    Mortgages for Flats with Cladding: What You Need to Know If you live in or want to buy a flat with cladding, you have probably seen mixed messages about whether a mortgage is possible. Since major building safety reforms, lending has slowly reopened, yet criteria can still feel confusing. The good news is that getting… Read more

  • Bridging Loan for HMO Conversion

    Bridging Loan for HMO Conversion

    How a Bridging Loan Works To Convert a Property to an HMO If you are planning to convert a property into a House in Multiple Occupation, finance is usually one of the first issues you face. Many landlords quickly discover that standard buy to let mortgages are not suitable when a property needs significant work… Read more

  • UK Mortgages for British Expat Living in the USA

    UK Mortgages for British Expat Living in the USA

    Secure a UK Mortgage as a British Expat in the USA For British expats living in the USA, investing in UK property can be a strategic way to maintain ties to home, build wealth, and plan for the future. Whether it’s purchasing a family home, refinancing an existing property, or starting a buy-to-let portfolio, the… Read more

  • UK Mortgages for Expats in Hong Kong

    UK Mortgages for Expats in Hong Kong

    Secure a UK Mortgage as a Hong Kong Expat For UK expats living in Hong Kong, investing in property back home can be both an exciting and strategic decision. The UK property market remains a popular choice for its stability, long-term growth potential, and variety of investment opportunities. However, the UK mortgage market as an… Read more

  • Buy to Let Mortgages with Serco Tenants

    Buy to Let Mortgages with Serco Tenants

    Buy to Let Mortgage Advice for Serco and Housing Association Tenants If you are a landlord exploring buy to let opportunities, you may have come across the option of leasing your property to Serco or other organisations such as housing associations and charities. This niche part of the market can be attractive due to the… Read more