Tag: Transfer of Equity

  • Removing a Name from a Joint Mortgage

    Removing a Name from a Joint Mortgage

    How to Remove a Name from a Joint Mortgage Removing a name from a joint mortgage is a significant financial decision that often arises from changes in personal circumstances such as separation, divorce, or the removal of an investor.  Understanding the process, legal implications, and financial considerations is important to help ensure a smooth transition.… Read more

  • Joint Mortgage Separation

    Joint Mortgage Separation

    Joint Mortgage Separation: Removing A Name Or Buying Out Your Ex Separating from a partner is difficult enough without the added pressure of deciding what happens to the family home and joint mortgage. Even if one person moves out, the mortgage does not automatically change, and both borrowers usually remain responsible until the lender and… Read more

  • Can I add Someone to my Existing Mortgage

    Can I add Someone to my Existing Mortgage

    How to Add Someone to Your Mortgage: Key Steps and Considerations Adding someone to an existing mortgage is a significant decision that can provide financial support and security. Whether you’re adding a partner, family member, or friend, this process involves legal and financial considerations. At Kerr & Watson, we specialise in providing tailored mortgage and… Read more

  • Can You Transfer a Mortgage to Another Person?

    Can You Transfer a Mortgage to Another Person?

    How to Transfer a Mortgage to Someone Else: Key Steps and Considerations Transferring a mortgage to another person can arise from various situations, such as a change in relationship status, estate planning, or the sale of a property. Whether you’re looking to add a partner to your mortgage, transfer ownership to a family member, or… Read more