Tag: SPV
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Case Study: Belfast SPV Buy-to-Let with Low Income
Introduction We recently helped our customers secure an SPV Limited Company buy-to-let mortgage to purchase a new-build flat in Belfast, Northern Ireland. Our customers were experienced property investors who wanted to purchase through a Special Purpose Vehicle (SPV) limited company. However, their relatively low personal income, combined with the property’s location in Northern Ireland, restricted… Read more
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Case Study: Portfolio Remortgage in Surbiton with an LLP
Introduction We recently helped an experienced property investor remortgage two buy-to-let properties in Surbiton, securing approximately £500,000 of borrowing through their limited company. Our customer owned a substantial property portfolio, with properties held both personally and through a Special Purpose Vehicle (SPV) limited company. They also had a separate Limited Liability Partnership (LLP) arrangement used… Read more
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SPV Mortgages for Landlords
Can you get an SPV mortgage? Yes, you can get a mortgage through a limited company set up specifically for property investment, known as a Special Purpose Vehicle (SPV). SPV mortgages are commonly used by landlords who want to buy and hold buy-to-let properties in a company structure rather than in their personal name. However,… Read more
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Freehold vs Leasehold: How It Affects Your Mortgage
Freehold vs Leasehold: Key Differences and What They Mean for You When buying a property, understanding whether it is freehold or leasehold is essential. This affects your ownership rights, ongoing costs, and even your mortgage options. What is the difference between freehold and leasehold? The key difference comes down to ownership. This difference affects everything… Read more