Case Study: Product Transfer for Rate Renewal

Introduction We helped our customer arrange a mortgage product transfer in Hook, Hampshire, where their existing NatWest mortgage was split into two parts with different fixed-rate expiry dates. Our customer wanted to secure a new five-year fixed rate on the part approaching renewal, while avoiding early repayment charges on the second part. They were also… Read more
Case Study: Helping Buy-to-Let Landlords in Sandhurst

Introduction We recently helped two experienced buy-to-let landlords from Sandhurst secure a new two-year fixed-rate buy-to-let mortgage on their House in Multiple Occupation (HMO) property in Southsea, Hampshire. Their existing mortgage with The Mortgage Works (TMW) was approaching the end of its fixed-rate period. They wanted to avoid moving onto the lender’s higher reversionary rate… Read more
Case Study: Remortgage Solution for Long-Term Stability

Introduction We recently helped our customers arrange a mortgage for a property purchase in Farnborough, Hampshire, while retaining their existing fixed-rate mortgage deals with Barclays. Our customers were moving to a more expensive property and needed additional borrowing alongside their existing mortgage. However, they also owned several buy-to-let properties, which complicated the lender’s affordability assessment.… Read more
Case Study: Buy-to-Let Product Transfer in Farnborough

Introduction We helped our customers arrange three buy-to-let mortgage product transfers in Farnborough, Hampshire, as their existing fixed-rate deals approached expiry. Our customers wanted to secure new five-year fixed rates across their investment properties without incurring unnecessary costs or moving onto their lender’s Standard Variable Rate (SVR). After comparing remortgage options across the market with… Read more
Case Study: Buy-to-Let Product Transfer with Lease Constraints

Introduction We recently helped our customer arrange a buy-to-let product transfer on a leasehold flat in London, where the remaining lease length was restricting their remortgage options. With around 70 years remaining on the lease, moving to a new mortgage lender presented difficulties. Our customer’s existing fixed rate was also approaching expiry, and they wanted… Read more
Case Study: Residential Product Transfer in Fleet

Introduction We helped two homeowners in Fleet, Hampshire, secure a new fixed-rate mortgage with Barclays as their existing deal was approaching its expiry date. Our customers wanted to ensure they were getting good value from their next mortgage deal. Although they were happy to remain with Barclays, they wanted us to compare the cost of… Read more
Case Study: Product Transfer For Homeowners in Church Crookham

Introduction We recently helped our customers in Church Crookham, Hampshire, arrange a mortgage product transfer with HSBC before their existing fixed-rate deal expired. Our customers were considering moving home within the next two years. They wanted to secure a new mortgage rate without committing to a longer fixed-rate period that could result in early repayment… Read more
Case Study: Buy-to-Let Remortgage to Consolidate Debt

Introduction We recently helped our customer, an existing landlord in their 40s, arrange a buy-to-let remortgage on a two-bedroom property in Chorley, Lancashire. Our customer wanted to raise additional funds against the property to repay outstanding credit card debts and cover an early repayment charge on their existing mortgage. However, they had no traditional employment… Read more
Case Study: Buy-to-Let Product Transfer Before SVR

Introduction We recently helped our customer, a retired landlord in their 70s, secure a new two-year fixed-rate buy-to-let mortgage on a leasehold flat in Bristol. Their existing mortgage deal was due to expire in just 10 days, leaving very little time to arrange a replacement. Without a new deal in place, the mortgage would have… Read more
Case Study: Product Transfer for Knaphill Director

Introduction We helped a company director in Woking, Surrey, arrange a mortgage product transfer with Santander despite not having a full set of company accounts available. Our customer had a mortgage split into two parts, each with different fixed-rate expiry dates. One part was approaching the end of its existing deal, while the larger balance… Read more
Case Study: Product Transfer on Maternity Leave in Farnborough

Introduction We recently helped our customer in Farnborough, Hampshire, arrange a mortgage product transfer with HSBC while on maternity leave. Our customer was approaching the end of their existing fixed-rate mortgage and wanted to secure a new deal that would provide predictable monthly repayments during a period of changing household finances. The main challenge was… Read more
Case Study: Remortgage for New Parents in Camberley

Introduction We recently helped our customers in Camberley, Surrey, secure a new two-year fixed-rate mortgage with NatWest as their existing mortgage deal was approaching its expiry date. One applicant was a self-employed company director, while the other was employed full-time. However, currently on maternity leave. They wanted to ensure their new mortgage was competitively priced… Read more

Tag: Product Transfer