
Can You Get a Mortgage on Maternity or Paternity Leave? Yes, you can get a mortgage while you are on maternity leave, paternity leave or shared parental leave. Being on parental leave does not automatically prevent you from getting a mortgage. The main issue for the lender is whether the mortgage will remain affordable based… Read more

Summary We recently helped a customer in Farnborough arrange a product transfer while they were on maternity leave. The customer had an existing mortgage with HSBC of around £146,000 on a property valued at £223,000. As they were receiving statutory maternity pay at the time, they wanted to avoid the additional affordability assessment, income evidence… Read more