Tag: FCA

Mortgage Market Update The UK mortgage market has shifted direction during September 2026. Although the Bank of England kept Bank Rate unchanged at 3.75%, expectations for future interest rates have moved higher. Rising global energy prices and ongoing geopolitical uncertainty have created renewed inflation concerns. This has pushed wholesale swap rates higher and led a… Read more

Mortgage News – July 2026 July brought a mix of steady policy decisions and changing market expectations, with the Bank of England keeping the Bank Rate at 3.75% while global geopolitical factors influenced underlying money market pricing. As household energy caps rise and economic indicators present a balanced picture, staying proactive about home finance options… Read more

Mortgage News – June 2026 June has been a more settled month for the mortgage market, but there is still plenty for borrowers to keep an eye on. The Bank of England held the Base Rate at 3.75%, inflation remained at 2.8%, mortgage approvals stayed resilient, and product choice improved. At the same time, markets… Read more