Case Study: First-Time Buyer Mortgage with Adverse Credit in Farnborough

Introduction We recently helped a first-time buyer secure a mortgage to purchase a flat in Farnborough, Hampshire, despite having several outstanding defaults on their credit file. The application was particularly challenging because the property was situated above commercial premises, which created an additional restriction when identifying suitable mortgage lenders. By reviewing the customer’s credit history,… Read more
Case Study: Farnborough Mortgage with Multiple Jobs

Introduction We recently helped our customer arrange a residential mortgage to purchase a property in Farnborough, Hampshire, following a change in personal circumstances. Our customer had four different sources of income: two employed positions, self-employed earnings as a sole trader and Universal Credit. The challenge was finding a mortgage lender willing to consider all four… Read more
Case Study: 95% Mortgage in Farnborough with Low Lease

Introduction We recently helped our customer secure a 95% first-time buyer mortgage in Farnborough, Hampshire, despite complications involving their self-employed income and the property’s remaining lease length. Our customer worked as a CIS contractor and wanted to purchase a leasehold maisonette with a 5% deposit. However, the property had just 84 years remaining on its… Read more
Case Study: Buy-to-Let Product Transfer in Farnborough

Introduction We helped our customers arrange three buy-to-let mortgage product transfers in Farnborough, Hampshire, as their existing fixed-rate deals approached expiry. Our customers wanted to secure new five-year fixed rates across their investment properties without incurring unnecessary costs or moving onto their lender’s Standard Variable Rate (SVR). After comparing remortgage options across the market with… Read more
Case Study: Home Mover Mortgage in Farnborough with Bad Credit

Introduction We recently helped our customer purchase a home independently in Farnborough, Hampshire, following a relationship separation. The main difficulty was finding a lender whose age and affordability criteria could accommodate the required mortgage term. Our customer also had adverse credit in their credit history, which was another factor to consider when identifying a suitable… Read more
Case Study: Product Transfer on Maternity Leave in Farnborough

Introduction We recently helped our customer in Farnborough, Hampshire, arrange a mortgage product transfer with HSBC while on maternity leave. Our customer was approaching the end of their existing fixed-rate mortgage and wanted to secure a new deal that would provide predictable monthly repayments during a period of changing household finances. The main challenge was… Read more
Case Study: House Move and Remortgage in Farnborough

Introduction We helped our customers move to a new home in Farnborough, Hampshire, while keeping their existing fixed-rate mortgage with NatWest and arranging additional borrowing for the purchase. The customers already had a mortgage on a favourable fixed interest rate. However, moving home before the end of their existing deal would have resulted in an… Read more
Case Study: Life & Critical Illness Cover for Farnborough Family

Introduction We helped a homeowner in Farnborough arrange life insurance and serious illness cover to provide financial protection for their family. Our customer already had a mortgage and wanted insurance that could provide financial support if they died or suffered a serious illness covered by the policy. After researching the available options, we arranged a… Read more
Case Study: Life Insurance Solution in Farnborough

Introduction We helped a couple in Farnborough arrange joint life insurance to provide financial protection for their family. Our customers wanted a policy with competitive premiums that would provide the level of life cover they required. They were also interested in placing the policy into trust, helping them make arrangements for how any future insurance… Read more
Case Study: Residential Remortgage with Capital Raising

Introduction We helped our customer in Farnborough, Hampshire, remortgage their home to raise additional funds for home improvements while retaining flexibility over their mortgage interest rate. Our customer wanted to borrow an additional £20,000 but was reluctant to commit to a fixed-rate mortgage. They preferred a tracker product that could benefit from future reductions in… Read more

Tag: Farnborough