Tag: Deposit

  • No-Deposit Mortgage

    No-Deposit Mortgage

    Getting on the Property Ladder Without a Deposit Struggling to save a deposit for your first home? A no-deposit mortgage might be your solution. At Kerr & Watson, we understand the challenges of saving for a deposit while paying rent and managing other expenses. This guide will explain how no-deposit mortgages work, their advantages and… Read more

  • Can I Use a Loan as My Mortgage Deposit

    Can I Use a Loan as My Mortgage Deposit

    Using a Loan as a Mortgage Deposit What You Need to Know Can I use a loan as my mortgage deposit If you are trying to get onto the property ladder or move home, you may feel that saving a deposit is the biggest hurdle in your way. With rising living costs rent and everyday… Read more

  • What Deposit Do You Need for a Self Build Mortgage

    What Deposit Do You Need for a Self Build Mortgage

    What deposit do you need for a self build mortgage? Most self build mortgage lenders require a deposit of around 15%–25% of the total project cost, although some lenders may require more depending on the build type, credit profile, and overall complexity of the project. If you already own the land, this can often be… Read more

  • Buy to Let Mortgage Deposits

    Buy to Let Mortgage Deposits

    Buy to Let Mortgage Deposits: Everything You Need to Know Before Investing in Property Investing in property can be a lucrative venture, and buy-to-let mortgages are a popular choice for those looking to enter the rental market when they can not buy with cash or prefer not to use all of their own funds.  Understanding… Read more