Tag: Credit Cards
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Case Study: Remortgage in Fleet with Complex Income
Introduction We provided mortgage advice so that a customer could secure a remortgage in Fleet, Hampshire, following a divorce. They wanted to retain the existing property in their sole name, remove their former partner from the mortgage and title deeds, and arrange borrowing that remained affordable on their income alone. The biggest hurdle was the… Read more
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How Do Credit Cards Affect a Mortgage Application?
Can Credit Card Debt Stop You Getting a Mortgage? Credit cards can affect a mortgage application, but having a credit card does not automatically stop you from getting a mortgage. Lenders are usually more interested in how you use the card, how much you owe, whether payments have been made on time, and whether the… Read more