Tag: Barclays
-
Case Study: Remortgage to Buy Out Ex-Partner in Alton
Introduction We recently helped our customer arrange a remortgage in Alton, Hampshire, to buy out their former partner and retain ownership of their home following a relationship separation. What made things difficult was affordability. Our customer was a self-employed company director whose business had reported a loss in its most recent trading year, making it… Read more
-
Case Study: Long-Term Mortgage Solution for First-Time Buyers
Introduction We recently helped two first-time buyers arrange a mortgage application to purchase a leasehold flat in Blackwater, near Camberley. Our customers had moved to the UK relatively recently and needed a lender that could consider their residency history and visa status. Their employment income also required careful assessment to establish how much they could… Read more
-
Case Study: Remortgage Solution for Long-Term Stability
Introduction We recently helped our customers arrange a mortgage for a property purchase in Farnborough, Hampshire, while retaining their existing fixed-rate mortgage deals with Barclays. Our customers were moving to a more expensive property and needed additional borrowing alongside their existing mortgage. However, they also owned several buy-to-let properties, which complicated the lender’s affordability assessment.… Read more
-
Case Study: Buy-to-Let Product Transfer with Lease Constraints
Introduction We recently helped our customer arrange a buy-to-let product transfer on a leasehold flat in London, where the remaining lease length was restricting their remortgage options. With around 70 years remaining on the lease, moving to a new mortgage lender presented difficulties. Our customer’s existing fixed rate was also approaching expiry, and they wanted… Read more
-
Case Study: Residential Product Transfer in Fleet
Introduction We helped two homeowners in Fleet, Hampshire, secure a new fixed-rate mortgage with Barclays as their existing deal was approaching its expiry date. Our customers wanted to ensure they were getting good value from their next mortgage deal. Although they were happy to remain with Barclays, they wanted us to compare the cost of… Read more
-
Case Study: Product Transfer for Shared Ownership Mortgage
Introduction We helped our customers in Camberley, Surrey, arrange a new fixed-rate mortgage on their shared ownership property as their existing deal approached its expiry date. They wanted to avoid moving onto Barclays’ Standard Variable Rate (SVR) while keeping their monthly mortgage payments predictable and avoiding unnecessary fees. After comparing remortgage options with the products… Read more