Tag: Affordability

  • What Do Mortgage Lenders Look For On Payslips

    What Do Mortgage Lenders Look For On Payslips

    Payslips and Mortgage Applications: What Lenders Want to See Applying for a mortgage is an exciting step, but it does come with paperwork. One of the most important parts of your application will be your payslips. Lenders rely on these to understand your financial situation and to judge whether your income is steady and sufficient… Read more

  • Buy To Let Mortgage With No Minimum Income

    Buy To Let Mortgage With No Minimum Income

    How to Secure a Buy to Let Mortgage Without a Regular Income Investing in property can be a lucrative way to generate income, especially with the right mortgage. But what if you don’t have a regular income? Many believe it’s impossible to get a buy to let mortgage without meeting a minimum income threshold, but… Read more

  • Mortgage Affordability

    Mortgage Affordability

    Understanding Mortgage Affordability Understanding mortgage affordability is important for anyone looking to buy a property to ensure that you’re shopping within your budget. It involves assessing how much you can realistically borrow based on your income, expenses, and other financial commitments. At Kerr & Watson, we specialise in helping clients understand their mortgage affordability, ensuring… Read more