Tag: Adverse Credit
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Can I Get a Mortgage If I Have an IVA
Can I Get a Mortgage If I Have an IVA? It is possible to get a mortgage if you have an Individual Voluntary Arrangement (IVA), although your options are likely to be more limited than someone with a clean credit history. Many high street lenders will automatically decline applicants with an active or recently completed… Read more
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Getting a Mortgage with a Debt Management Plan (DMP)
Can I Get a Mortgage If I Have a Debt Management Plan? It is possible to get a mortgage if you currently have a Debt Management Plan (DMP) or have had one in the past. However, your options may be more limited than someone with a clean credit history. Mortgage lenders will look closely at… Read more
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Bad Credit Mortgage Lenders
Bad Credit Mortgage Lenders – Finding the Right Mortgage The mortgage market when bad credit is present, can feel daunting. Whether you’ve had financial difficulties in the past, such as missed payments, a County Court Judgment (CCJ), or even bankruptcy, securing a mortgage might seem like an impossible task ahead. The good news is that… Read more
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Bad Credit Bridging Loans
Can You Get a Bridging Loan With Bad Credit? Bad credit can feel like a major barrier when you need property finance quickly. Many people assume that missed payments or historic credit issues mean borrowing is no longer possible. In reality, bridging finance works very differently from standard mortgages and can offer options when other… Read more
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Case Study: Home Mover Mortgage in Farnborough with Bad Credit
Introduction We recently helped our customer purchase a home independently in Farnborough, Hampshire, following a relationship separation. The main difficulty was finding a lender whose age and affordability criteria could accommodate the required mortgage term. Our customer also had adverse credit in their credit history, which was another factor to consider when identifying a suitable… Read more
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How to Make Your Credit Score Better: A Simple Guide
Improve Your Credit Score – A Practical Guide Your credit score is a bit like a report card for how you handle your money. It’s super important because it can affect whether you can borrow money, how much you can borrow, and how much it will cost you. This means it can impact your ability… Read more
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Mortgage with a CCJ
How to Secure a Mortgage with a CCJ: Overcome Credit Challenges The mortgage market can be challenging, especially when you have a County Court Judgment (CCJ) on your credit report. A CCJ may feel like a significant barrier to getting a mortgage, but it doesn’t always have to be the end of the road. At… Read more
