
Introduction A self-employed company director reached out to us to assist with purchasing a property in Farnham, Surrey, using retained company profits to support their borrowing requirements. Our customer owned a profitable limited company but chose to retain much of the business’s profits rather than withdrawing them as dividends. This created difficulties with lenders that… Read more

Introduction We recently helped our customer purchase a home independently in Farnborough, Hampshire, following a relationship separation. The main difficulty was finding a lender whose age and affordability criteria could accommodate the required mortgage term. Our customer also had adverse credit in their credit history, which was another factor to consider when identifying a suitable… Read more

Introduction We recently helped our customer, an existing landlord in their 40s, arrange a buy-to-let remortgage on a two-bedroom property in Chorley, Lancashire. Our customer wanted to raise additional funds against the property to repay outstanding credit card debts and cover an early repayment charge on their existing mortgage. However, they had no traditional employment… Read more