Mortgage Advice in Ash

At Kerr & Watson, we help customers arrange mortgages and protection cover that suits their circumstances. Our whole-of-market advice covers buying a first home, moving house, remortgaging and financing buy-to-let properties, including landlords looking to expand or refinance their portfolios.

We also assist people purchasing or remortgaging homes in Ash, Ash Vale, Ash Green, Tongham, Mytchett and the surrounding Surrey and Hampshire areas. Our advisers will discuss what you’re looking to achieve, review the lenders available and help you make an informed decision about your mortgage.

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Who Are Kerr & Watson?

Kerr & Watson are an independent, whole-of-market mortgage and protection brokerage, directly authorised and regulated by the Financial Conduct Authority (FCA). Based in Farnborough, we provide expert mortgage advice to customers across Hampshire, Surrey, Berkshire and the surrounding areas.

Our experienced, CeMAP-qualified advisers help first-time buyers, home movers, landlords and customers with more complex borrowing requirements. As an award-winning brokerage with excellent customer reviews, we pride ourselves on providing clear advice and ongoing support.

What this means for our customers:

Personalised mortgage advice tailored to your circumstances.
Clear explanations of mortgage options, costs and lender requirements.
Help with applications, paperwork and communication with lenders and solicitors.
Regular updates throughout the mortgage process, with ongoing mortgage and protection support.

Mortgage & Protection Services

We can help with a wide range of mortgage and protection needs, including:

Residential mortgages – First-time buyers, moving home, remortgages and complex borrowing.
Buy-to-let mortgages – Individual landlords, limited companies, portfolios and HMOs.
Bridging and commercial finance – Bridging loans, commercial mortgages and development finance.
Later-life lending – Retirement interest-only mortgages and equity release.
Protection advice – Life insurance, critical illness cover, income protection and business protection.

Buying a Property in The postcode GU12?

Below, find links to the latest house prices in Ash and properties for sale in this area, courtesy of Rightmove.

Properties For Sale in Ash

House Prices in Ash

House prices in Ash average approximately £340,000.

Why Homebuyers Choose Ash

Ash, a village located in Surrey, it has the charm and tranquillity of English rural life while offering the conveniences of a suburban community. Known for its picturesque landscapes, rich history, and friendly atmosphere, Ash is an ideal destination for those who seek a peaceful living environment with easy access to larger towns and cities.

Why Residents Love Living in Ash

Ash and the surrounding areas have attractions that cater to diverse interests:

Ash Vale: This neighbouring area offers scenic views along the Basingstoke Canal, ideal for leisurely walks and cycling.
Ash Ranges: A large area of open heathland, perfect for outdoor enthusiasts interested in walking, bird watching, and enjoying nature.
Tongham Woods: Situated close to Ash, these ancient woods provide a serene environment for nature walks and wildlife spotting.

Popular Areas to Buy Property in Ash

Ash is known for its strong community spirit, with several distinct areas contributing to its unique charm.

Ash Green is semi-rural hamlet offering a peaceful lifestyle amidst green fields and open spaces.

Ash Vale is known for its proximity to the Basingstoke Canal, Ash Vale combines the beauty of waterside living with the convenience of suburban amenities.

Tongham is a historic village bordering Ash, Tongham is famous for its traditional brewery and community events.

Commuting

Ash is conveniently located for commuters. The village is served by Ash railway station, providing links to Guildford, Reading, and London Waterloo. Additionally, its proximity to the A31 and A331 roads allows for easy access to nearby towns and cities.

Education

Ash offers a range of educational opportunities, with several reputable schools catering to different age groups:

Ash Manor School: A secondary school known for its strong academic record and a wide range of extracurricular activities.
Ash Grange Primary School: Committed to providing high-quality primary education with a focus on individual development and community values.

Looking for Mortgage Advice in Ash?

Mortgage requirements can vary depending on what you’re looking to do. You may be buying a home, moving to a new property, refinancing an existing mortgage or arranging finance for a buy-to-let investment. Kerr & Watson can also assist with specialist lending where your circumstances are more complicated.

Speak to our team about your plans. We’ll help you understand your borrowing options, explain the costs involved and provide independent mortgage advice so you can make an informed decision.

Written by Daniel Watson, CeMAP, DipMAP

Published: 1 February 2024

Last updated: 28 October 2026

Your Mortgage In 3 Easy Steps…

Conversation

Send us an enquiry to arrange a call to speak to a mortgage adviser about your circumstances, borrowing requirements and property plans.

Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research

We will use the information you’ve provided to research suitable mortgage options across the market and explain our recommendation to you.

If you need an Agreement in Principle, we can also arrange this as part of the process.

Application

Once you’re ready to proceed, we will submit the full mortgage application and supporting documents to the lender.

We will liaise with the lender and its underwriters, respond to any additional requirements and keep you updated until the mortgage offer is issued and through to completion.