Petersfield Mortgage Broker

Mortgage Advice In Petersfield

If you’re looking for a mortgage in Petersfield, we’re here to help you. With our expertise, reliability and transparent approach to mortgage advice, we’ll support you every step of the way.

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Who are Kerr & Watson?

Kerr & Watson are an independent, whole-of-market mortgage broker, directly authorised and regulated by the FCA. We were founded to provide clear, relationship-led advice, and over the years we’ve grown steadily, helping many clients secure the best mortgage solution.

Our CeMAP-qualified advisers have extensive experience across all areas of lending, including first-time buyers, buy-to-let, remortgages and complex income scenarios. With strong industry relationships, excellent Google reviews and a proven track record, we deliver transparent, high-quality guidance backed by whole-of-market access. Meet the Team

Serving Petersfield and the surrounding areas, we combine deep local knowledge with trusted professional partnerships. This local insight, along with our independent status, ensures you receive reliable, informed support throughout every stage of your mortgage journey.

Our Mortgage Services In Petersfield

Residential Mortgages

Buy to Let Mortgages

Bridging and Commercial Finance Solutions

Later Life Lending

Later Life Lending / Equity Release

Insurance Advice for Petersfield Residents

We extend our expertise to life insurance, critical illness cover, income protection, and business protection, ensuring that Petersfield residents and business owners are safeguarded against life’s uncertainties.

Our Insurance Services In Petersfield

About Petersfield

Petersfield, a historic market town nestled in the heart of the South Downs National Park in Hampshire, England, combines rich heritage with contemporary living. Known for its vibrant community, beautiful natural landscapes, and thriving town center, Petersfield offers an exceptional quality of life with the charm of countryside living and the convenience of modern amenities.

Key Features of Petersfield

Petersfield boasts several distinctive features that make it a beloved location:

Petersfield Heath: A local treasure, Petersfield Heath offers picturesque views, a serene pond, and ample space for leisurely walks, picnics, and family outings, contributing to the town’s appeal for nature lovers.
The Market Square: As the focal point of the town, the Market Square hosts regular markets offering fresh local produce, crafts, and goods, reinforcing Petersfield’s tradition as a vibrant market town.
The Petersfield Museum: Situated in the heart of the town, the museum showcases the rich history and cultural heritage of Petersfield and its surrounding areas, making it a must-visit for history enthusiasts.

Education and Schools in Petersfield

Education is a cornerstone of the Petersfield community, with the town being home to several highly regarded schools:

Petersfield Infant School: Offering a warm and encouraging environment, this school is dedicated to nurturing the potential of its youngest students, laying a strong foundation for their future education.

Herne Junior School: Known for its commitment to excellence in learning and personal development, Herne Junior School provides a stimulating and supportive educational experience for children in the middle years of schooling.

The Petersfield School (TPS): As a comprehensive secondary school, TPS enjoys a reputation for high academic standards, a wide range of extracurricular activities, and a supportive school community, catering to the diverse needs of its students.

Living in Petersfield

The real estate market in Petersfield encompasses a wide variety of properties, from historic homes in the town centre to contemporary houses and apartments in the newer developments, catering to different tastes and lifestyles. The town’s amenities, including independent shops, cafes, restaurants, and cultural venues, along with its welcoming atmosphere, make Petersfield an attractive option for those seeking both the tranquillity of the countryside and the vibrancy of town life.

Community and Lifestyle

Petersfield’s community is active and engaged, with numerous clubs, societies, and events that bring residents together. The annual Petersfield Festival, along with arts, music, and food festivals, highlight the town’s rich cultural life. Outdoor pursuits are easily accessible, with the South Downs Way providing opportunities for hiking, cycling, and exploring the stunning landscapes of the national park.

Transport and Connectivity

With its strategic location, Petersfield enjoys excellent transport connections, making it an ideal base for commuters and explorers alike. The mainline train station offers direct services to London, Portsmouth, and beyond, while the proximity to major roadways facilitates easy travel to the surrounding cities and the coast.

Conclusion

Petersfield represents the best of both worlds, where the warmth of a close-knit community meets the breadth of modern conveniences and amenities. Whether drawn by its educational opportunities, the beauty of its natural surroundings, or the vibrancy of its town centre, Petersfield is a place where history, culture, and contemporary living harmoniously coexist. For those looking to make their home in Hampshire, Petersfield offers an inviting and enriching environment.

Below, find links to the latest house prices in Petersfield and properties for sale in this area, courtesy of Rightmove.

Properties For Sale in Petersfield

House Prices in Petersfield

Your Mortgage In 3 Easy Steps…

Conversation

Schedule a call to talk to a mortgage advisor about your goals, challenges and vision for your mortgage.

Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research

We will take the information gained on the call and carry out some research before sending you a bespoke recommendation.

If you would like an agreement in principle, we’ll also arrange this for you.

Application

We will submit the full application to the mortgage lender, sending them the documents and liaising with the underwriters until the mortgage has been fully offered on the new interest rate.

We will also communicate with you at every stage, from application to completion.

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Kerr & Watson | Address: Pembroke House, 8 St Christophers Pl, Farnborough GU14 0NH, UK | Phone: 01252 224620 | Email: info@kerrandwatson.co.uk | Hours: Mon-Fri 9:00–17:30

Frequently Asked Questions

▸ ▾ What does a mortgage advisor do?

A mortgage advisor evaluates your income, outgoings, credit history, and other financial commitments. They also assess property-related details, whether you’re buying or refinancing, ensuring you understand the best mortgage options for your situation. They also process the mortgage application to the lender, working with them to obtain a mortgage offer, then work with the conveyancer towards the completion of your purchase or remortgage.

▸ ▾ How does a mortgage advisor enhance the likelihood of mortgage approval?

A mortgage advisor increases your chances of mortgage approval by matching you with the most appropriate lenders, optimising your application, and navigating complex lending criteria to find the best value deal for your circumstances.

▸ ▾ What are the financial benefits of working with a mortgage advisor?

Working with a mortgage advisor can save you from costly mistakes such as choosing the wrong mortgage type or failing to meet a lender’s criteria. Their expertise often leads to securing more favourable mortgage terms and rates.

▸ ▾ Can a mortgage broker get you a better rate?

Often, a mortgage broker can find more cost-effective deals for you, even when their fees are considered, they can review the whole market and access exclusive broker only products that may not be available directly to the public.

▸ ▾ What steps should you take before speaking to a mortgage advisor?

Before speaking with a mortgage advisor, gather all relevant financial documents, including payslips, bank statements, and details of your credit history to ensure an accurate assessment of your situation.

▸ ▾ What range of financial history do mortgage advisors examine?

Mortgage advisors and lenders typically assess the last six years of your credit history to gauge your financial behaviour, this includes any missed payments or defaults.

▸ ▾ How long does it take a mortgage advisor to get a mortgage offer?

The process from application to approval of a mortgage can vary, normally this is anywhere from two to six weeks depending on the mortgage lender and the complexity of your situation.

▸ ▾ Do mortgage advisors have access to exclusive mortgage rates?

Yes, mortgage advisors often have whole-of-market access, which allows them to secure competitive rates, sometimes not directly available to consumers.

▸ ▾ What documents do mortgage advisors typically require?

Advisors typically need proof of identity, proof of address, 3 months payslips, tax calculations or accounts, bank statements, and potentially credit report to fully assess your financial situation.

▸ ▾ What are the advantages of using a mortgage broker rather than going direct to your bank?

A mortgage broker can provide whole of market advice by comparing offers from multiple lenders, potentially securing better rates and terms than a single bank’s offerings.

▸ ▾ Who are the Financial Conduct Authority?

The Financial Conduct Authority (FCA) regulates mortgage brokers and lenders to ensure they adhere to ethical and professional standards.

▸ ▾ How do you know if your mortgage advisor is qualified?

A qualified mortgage advisor should have a Certificate in Mortgage Advice and Practice (CeMAP) or equivalent, which is recognised by the Financial Conduct Authority (FCA). They should also be listed on the Financial Services Register, ensuring they are authorised to give mortgage advice.

▸ ▾ How can you get a free credit report?

Lenders look closely at your credit score to decide how risky it is to lend to you. A good credit score can not only boost your chances of getting approved for a mortgage but might also get you better interest rates.

CheckMyFile offer a 30-day free trial after which a subscription fee applies, which can be cancelled any time.

CheckMyFile is a UK credit reporting service that collates information from the most popular credit referencing agencies, Equifax, Experian & TransUnion.