Yateley Mortgage Broker

Mortgage Advice In Yateley

If you’re looking for a mortgage in Yateley, we’re here to help you. With our expertise, reliability and transparent approach to mortgage advice, we’ll support you every step of the way.

Talk To Us

Who are Kerr & Watson?

Kerr & Watson are an independent, whole-of-market mortgage broker, directly authorised and regulated by the FCA. We were founded to provide clear, relationship-led advice, and over the years we’ve grown steadily, helping many clients secure the best mortgage solution.

Our CeMAP-qualified advisers have extensive experience across all areas of lending, including first-time buyers, buy-to-let, remortgages and complex income scenarios. With strong industry relationships, excellent Google reviews and a proven track record, we deliver transparent, high-quality guidance backed by whole-of-market access. Meet the Team

Serving Yateley and the surrounding areas, we combine deep local knowledge with trusted professional partnerships. This local insight, along with our independent status, ensures you receive reliable, informed support throughout every stage of your mortgage journey

Our Mortgage Services In Yateley

Residential Mortgages

Buy to Let Mortgages

Bridging and Commercial Finance Solutions

Later Life Lending

Later Life Lending / Equity Release

Insurance Advice for Yateley Residents

We extend our expertise to life insurance, critical illness cover, income protection, and business protection, ensuring that Yateley residents and business owners are safeguarded against life’s uncertainties.

Our Insurance Services In Yateley

About Yateley

Yateley, a small town located in the north-eastern corner of Hampshire. The town, characterised by its green spaces and community-focused atmosphere, it is an idyllic place for those who appreciate a balance between tranquil country life and convenient access to urban amenities.

Places to Explore in and Around Yateley

Yateley and its surrounding area offer a wealth of attractions and activities for residents and visitors alike:

Yateley Common Country Park: Spanning over 193 hectares, this park is a natural sanctuary known for its heathland, woodlands, and wildlife. It’s a popular spot for walking, horse riding, and bird watching.
Yateley Lakes: The series of lakes in and around Yateley are a focal point for fishing enthusiasts and nature lovers, offering picturesque views and peaceful surroundings.
Sean Devereux Park: Named after a beloved local figure, this park provides sports facilities and open spaces for various community events and recreational activities.

Community Life in Yateley

Yateley’s community is vibrant and welcoming, various neighbourhoods include:

Darby Green: A serene and family-friendly area, known for its community spirit and local activities.
Frogmore: Home to Frogmore Leisure Centre and Frogmore Community College, Frogmore is a hub for education and recreation.
Eversley: Bordering Yateley, Eversley is a historic village with quaint architecture and a rich cultural heritage.

Commuting from Yateley

Yateley is well-positioned for commuters.

While it doesn’t have its own train station, nearby stations such as Fleet and Sandhurst provide convenient rail links to London and other major cities. The town is also close to major roads like the M3 and A30, facilitating easy road travel to larger urban centres.

Education in Yateley

Education is a strong aspect of Yateley, with a range of schools that are well-regarded for their educational standards:

Yateley School: A comprehensive secondary school known for its strong academic performance and inclusive ethos.
St Swithun’s C of E Primary School: Offering a nurturing and high-quality primary education with a strong community focus.

Living in Yateley

Yateley’s property market is diverse, offering everything from historic homes to modern developments, catering to a wide range of preferences and budgets.

The town is an attractive option for those looking to buy or rent in a community-oriented and scenic area.

Buying a Yateley Property?

Below, find links to the latest house prices in Yateley and properties for sale in this area, courtesy of Rightmove.

Properties For Sale in Yateley

House Prices in Yateley

Your Mortgage In 3 Easy Steps…

Conversation

Schedule a call to talk to a mortgage advisor about your goals, challenges and vision for your mortgage.

Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research

We will take the information gained on the call and carry out some research before sending you a bespoke recommendation.

If you would like an agreement in principle, we’ll also arrange this for you.

Application

We will submit the full application to the mortgage lender, sending them the documents and liaising with the underwriters until the mortgage has been fully offered on the new interest rate.

We will also communicate with you at every stage, from application to completion.

Talk To Us

Featured In

Testimonials

Awards

Contact Us

Get A Free Consultation – Find out your options by speaking to a mortgage or insurance broker today.

By clicking on ‘Submit’, you consent to your contact details being stored by us and agree with our Privacy Policy.

Kerr & Watson | Address: Pembroke House, 8 St Christophers Pl, Farnborough GU14 0NH, UK | Phone: 01252 224620 | Email: info@kerrandwatson.co.uk | Hours: Mon-Fri 9:00–17:30

Frequently Asked Questions

▸ ▾ What does a mortgage advisor do?

A mortgage advisor evaluates your income, outgoings, credit history, and other financial commitments. They also assess property-related details, whether you’re buying or refinancing, ensuring you understand the best mortgage options for your situation. They also process the mortgage application to the lender, working with them to obtain a mortgage offer, then work with the conveyancer towards the completion of your purchase or remortgage.

▸ ▾ How does a mortgage advisor enhance the likelihood of mortgage approval?

A mortgage advisor increases your chances of mortgage approval by matching you with the most appropriate lenders, optimising your application, and navigating complex lending criteria to find the best value deal for your circumstances.

▸ ▾ What are the financial benefits of working with a mortgage advisor?

Working with a mortgage advisor can save you from costly mistakes such as choosing the wrong mortgage type or failing to meet a lender’s criteria. Their expertise often leads to securing more favourable mortgage terms and rates.

▸ ▾ Can a mortgage broker get you a better rate?

Often, a mortgage broker can find more cost-effective deals for you, even when their fees are considered, they can review the whole market and access exclusive broker only products that may not be available directly to the public.

▸ ▾ What steps should you take before speaking to a mortgage advisor?

Before speaking with a mortgage advisor, gather all relevant financial documents, including payslips, bank statements, and details of your credit history to ensure an accurate assessment of your situation.

▸ ▾ What range of financial history do mortgage advisors examine?

Mortgage advisors and lenders typically assess the last six years of your credit history to gauge your financial behaviour, this includes any missed payments or defaults.

▸ ▾ How long does it take a mortgage advisor to get a mortgage offer?

The process from application to approval of a mortgage can vary, normally this is anywhere from two to six weeks depending on the mortgage lender and the complexity of your situation.

▸ ▾ Do mortgage advisors have access to exclusive mortgage rates?

Yes, mortgage advisors often have whole-of-market access, which allows them to secure competitive rates, sometimes not directly available to consumers.

▸ ▾ What documents do mortgage advisors typically require?

Advisors typically need proof of identity, proof of address, 3 months payslips, tax calculations or accounts, bank statements, and potentially credit report to fully assess your financial situation.

▸ ▾ What are the advantages of using a mortgage broker rather than going direct to your bank?

A mortgage broker can provide whole of market advice by comparing offers from multiple lenders, potentially securing better rates and terms than a single bank’s offerings.

▸ ▾ Who are the Financial Conduct Authority?

The Financial Conduct Authority (FCA) regulates mortgage brokers and lenders to ensure they adhere to ethical and professional standards.

▸ ▾ How do you know if your mortgage advisor is qualified?

A qualified mortgage advisor should have a Certificate in Mortgage Advice and Practice (CeMAP) or equivalent, which is recognised by the Financial Conduct Authority (FCA). They should also be listed on the Financial Services Register, ensuring they are authorised to give mortgage advice.

▸ ▾ How can you get a free credit report?

Lenders look closely at your credit score to decide how risky it is to lend to you. A good credit score can not only boost your chances of getting approved for a mortgage but might also get you better interest rates.

CheckMyFile offer a 30-day free trial after which a subscription fee applies, which can be cancelled any time.

CheckMyFile is a UK credit reporting service that collates information from the most popular credit referencing agencies, Equifax, Experian & TransUnion.