Hook Mortgage Broker

Mortgage Advice In Hook

If you’re looking for a mortgage in Hook, we’re here to help you. With our expertise, reliability and transparent approach to mortgage advice, we’ll support you every step of the way.

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Who are Kerr & Watson?

Kerr & Watson are an independent, whole-of-market mortgage broker, directly authorised and regulated by the FCA. We were founded to provide clear, relationship-led advice, and over the years we’ve grown steadily, helping many clients secure the best mortgage solution.

Our CeMAP-qualified advisers have extensive experience across all areas of lending, including first-time buyers, buy-to-let, remortgages and complex income scenarios. With strong industry relationships, excellent Google reviews and a proven track record, we deliver transparent, high-quality guidance backed by whole-of-market access. Meet the Team

Serving Hook and the surrounding areas, we combine deep local knowledge with trusted professional partnerships. This local insight, along with our independent status, ensures you receive reliable, informed support throughout every stage of your mortgage journey.

Our Mortgage Services In Hook

Residential Mortgages

Buy to Let Mortgages

Bridging and Commercial Finance Solutions

Later Life Lending

Later Life Lending / Equity Release

Insurance Advice for Hook Residents

We extend our expertise to life insurance, critical illness cover, income protection, and business protection, ensuring that Hook residents and business owners are safeguarded against life’s uncertainties.

Our Insurance Services In Hook

About Hook

Hook is a charming village located in the county of Hampshire, England. It is situated in the north-eastern part of Hampshire, approximately 48 miles southwest of Central London. Hook is known for its picturesque setting, green spaces, and a close-knit community.
Hook is a picturesque and peaceful village that offers a high quality of life, blending rural tranquillity with convenient transportation links. Its strong sense of community, green spaces, and historic charm make it an attractive place to live and enjoy the natural beauty of Hampshire’s countryside.

Exploring Hook and Its Surroundings

Hook boasts a storied history, with attractions like the serene Hook Common and the scenic Basingstoke Canal flowing from Basingstoke showcasing its natural beauty. Stroll through Hook’s town centre, or venture beyond its borders to discover hidden treasures like the lush Yateley Green and tranquil Odiham Castle.

Villages in Hook

One of the most picturesque villages in the vicinity of Hook is Rotherwick. It’s known for its traditional thatched cottages and large country houses, including the historically significant Tylney Hall, now a luxury hotel. Rotherwick’s St. Mary’s Church, dating back to the 13th century, and the village’s two classic country pubs, add to its old-world charm.

Odiham, a nearby village, is steeped in history with its Georgian architecture and Odiham Castle, which dates back to the 13th century. The village high street is lined with independent shops, cafes, and pubs, and the annual Odiham Extravaganza brings the community together in celebration.

Winchfield, a small village to the east of Hook, is reputedly one of the oldest settlements in England. It has a mix of historical buildings, including the 12th-century St Mary’s Church, and it maintains a tranquil, rural feel, despite its proximity to the M3 motorway and the mainline railway station.

Newnham is another idyllic village that lies just to the south of Hook. It’s known for its classic village green, bordered by attractive houses and the 16th-century Old House. The community is active, hosting events like the annual Newnham Village Festival.

Mattingley is a hamlet to the north of Hook, characterized by its peaceful rural setting and agricultural land. It has a small but tight-knit community and offers scenic country walks through the surrounding fields and woodlands.

Greywell is a small village to the west of Hook, known for its conservation area and the Greywell Tunnel, a now-closed canal tunnel that is a Site of Special Scientific Interest due to its bat population. The village has a picturesque duck pond and remains a tranquil spot in the Hampshire countryside.

Commuting To and From Hook

Opting for Hook as your residence ensures excellent commuting options to London, with swift train connections to London Waterloo in under an hour. For those who prefer the road, convenient access to major routes such as the M3 and A30 guarantees smooth travels to neighbouring towns and cities.

Education in Hook

Hook takes great pride in its outstanding schools. Notably, Hook Junior School is renowned for its commitment to educational excellence and is complemented by a variety of primary and secondary schools celebrated for their quality of education and holistic development programs.

Buying a Hook Property?

Below, find links to the latest house prices in Hook and properties for sale in this area, courtesy of Rightmove.

Properties For Sale in Hook

House Prices in Hook

Your Mortgage In 3 Easy Steps…

Conversation

Schedule a call to talk to a mortgage advisor about your goals, challenges and vision for your mortgage.

Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research

We will take the information gained on the call and carry out some research before sending you a bespoke recommendation.

If you would like an agreement in principle, we’ll also arrange this for you.

Application

We will submit the full application to the mortgage lender, sending them the documents and liaising with the underwriters until the mortgage has been fully offered on the new interest rate.

We will also communicate with you at every stage, from application to completion.

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Kerr & Watson | Address: Pembroke House, 8 St Christophers Pl, Farnborough GU14 0NH, UK | Phone: 01252 224620 | Email: info@kerrandwatson.co.uk | Hours: Mon-Fri 9:00–17:30

Frequently Asked Questions

▸ ▾ What does a mortgage advisor do?

A mortgage advisor evaluates your income, outgoings, credit history, and other financial commitments. They also assess property-related details, whether you’re buying or refinancing, ensuring you understand the best mortgage options for your situation. They also process the mortgage application to the lender, working with them to obtain a mortgage offer, then work with the conveyancer towards the completion of your purchase or remortgage.

▸ ▾ How does a mortgage advisor enhance the likelihood of mortgage approval?

A mortgage advisor increases your chances of mortgage approval by matching you with the most appropriate lenders, optimising your application, and navigating complex lending criteria to find the best value deal for your circumstances.

▸ ▾ What are the financial benefits of working with a mortgage advisor?

Working with a mortgage advisor can save you from costly mistakes such as choosing the wrong mortgage type or failing to meet a lender’s criteria. Their expertise often leads to securing more favourable mortgage terms and rates.

▸ ▾ Can a mortgage broker get you a better rate?

Often, a mortgage broker can find more cost-effective deals for you, even when their fees are considered, they can review the whole market and access exclusive broker only products that may not be available directly to the public.

▸ ▾ What steps should you take before speaking to a mortgage advisor?

Before speaking with a mortgage advisor, gather all relevant financial documents, including payslips, bank statements, and details of your credit history to ensure an accurate assessment of your situation.

▸ ▾ What range of financial history do mortgage advisors examine?

Mortgage advisors and lenders typically assess the last six years of your credit history to gauge your financial behaviour, this includes any missed payments or defaults.

▸ ▾ How long does it take a mortgage advisor to get a mortgage offer?

The process from application to approval of a mortgage can vary, normally this is anywhere from two to six weeks depending on the mortgage lender and the complexity of your situation.

▸ ▾ Do mortgage advisors have access to exclusive mortgage rates?

Yes, mortgage advisors often have whole-of-market access, which allows them to secure competitive rates, sometimes not directly available to consumers.

▸ ▾ What documents do mortgage advisors typically require?

Advisors typically need proof of identity, proof of address, 3 months payslips, tax calculations or accounts, bank statements, and potentially credit report to fully assess your financial situation.

▸ ▾ What are the advantages of using a mortgage broker rather than going direct to your bank?

A mortgage broker can provide whole of market advice by comparing offers from multiple lenders, potentially securing better rates and terms than a single bank’s offerings.

▸ ▾ Who are the Financial Conduct Authority?

The Financial Conduct Authority (FCA) regulates mortgage brokers and lenders to ensure they adhere to ethical and professional standards.

▸ ▾ How do you know if your mortgage advisor is qualified?

A qualified mortgage advisor should have a Certificate in Mortgage Advice and Practice (CeMAP) or equivalent, which is recognised by the Financial Conduct Authority (FCA). They should also be listed on the Financial Services Register, ensuring they are authorised to give mortgage advice.

▸ ▾ How can you get a free credit report?

Lenders look closely at your credit score to decide how risky it is to lend to you. A good credit score can not only boost your chances of getting approved for a mortgage but might also get you better interest rates.

CheckMyFile offer a 30-day free trial after which a subscription fee applies, which can be cancelled any time.

CheckMyFile is a UK credit reporting service that collates information from the most popular credit referencing agencies, Equifax, Experian & TransUnion.