Crowthorne Mortgage Broker

Mortgage Advice In Crowthorne

If you’re looking for a mortgage in Crowthorne, we’re here to help you. With our expertise, reliability and transparent approach to mortgage advice, we’ll support you every step of the way.

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Who are Kerr & Watson?

Kerr & Watson are an independent, whole-of-market mortgage broker, directly authorised and regulated by the FCA. We were founded to provide clear, relationship-led advice, and over the years we’ve grown steadily, helping many clients secure the best mortgage solution.

Our CeMAP-qualified advisers have extensive experience across all areas of lending, including first-time buyers, buy-to-let, remortgages and complex income scenarios. With strong industry relationships, excellent Google reviews and a proven track record, we deliver transparent, high-quality guidance backed by whole-of-market access. Meet the Team

Serving Crowthorne and the surrounding areas, we combine deep local knowledge with trusted professional partnerships. This local insight, along with our independent status, ensures you receive reliable, informed support throughout every stage of your mortgage journey.

Our Mortgage Services In Crowthorne

Residential Mortgages

Buy to Let Mortgages

Bridging and Commercial Finance Solutions

Later Life Lending

Later Life Lending / Equity Release

Insurance Advice for Crowthorne Residents

We extend our expertise to life insurance, critical illness cover, income protection, and business protection, ensuring that Crowthorne residents and business owners are safeguarded against life’s uncertainties.

Our Insurance Services In Crowthorne

About Crowthorne

Crowthorne is a quaint village in Berkshire, epitomising the English rural charm. Known for its serene atmosphere and close-knit community, Crowthorne offers a tranquil retreat from the bustling city life. It’s an ideal spot for individuals and families looking for a slower pace of life without sacrificing access to urban amenities.

Places To Explore In And Around Crowthorne

Crowthorne is famous for its proximity to some of the UK’s most beautiful natural reserves. The Wildmoor Heath Nature Reserve provides an excellent backdrop for walkers and nature enthusiasts. For a slice of history and education, the nearby Wellington College is an architectural marvel and a centre for excellence in education.

Just beyond the village, you can indulge in the expansive greenery of Swinley Forest, which is perfect for cycling, horseback riding, or simply enjoying a leisurely stroll.

Villages In Or Near Crowthorne

Sandhurst is located to the southeast of Crowthorne, well-known for the Royal Military Academy Sandhurst. The village has a small selection of shops and services, with several parks and natural areas that contribute to its quiet village atmosphere.

Finchampstead is to the north of Crowthorne and is made up of several smaller villages. The area is characterised by its beautiful rural setting, with several historic churches and the Finchampstead Ridges, which offer stunning views across the Berkshire countryside.

Eversley is a small village to the south, with a traditional English village appeal, complete with cricket green, historic church, and several country pubs. It is a tight-knit community that values its picturesque surroundings and local history.

Yateley is another nearby village, to the east of Crowthorne, known for its scenic lakes, green spaces, and community events. Yateley offers a range of local amenities while maintaining a peaceful village environment.

Wokingham is a market town close to Crowthorne, and while it is larger and more urban, it is surrounded by several smaller villages within its borough, such as Barkham and Arborfield, which offer a more rural lifestyle.

Owlsmoor and Little Sandhurst are residential areas adjacent to Crowthorne and Sandhurst, offering suburban comfort with access to the local heathlands and woodland areas.

Blackwater is a small town to the southeast, straddling the borders of Berkshire, Surrey, and Hampshire. It has a village-like centre with a number of shops and services catering to local residents.

Commuting To And From Crowthorne

While Crowthorne enjoys a peaceful village setting, it doesn’t compromise on connectivity. The Crowthorne train station offers services to Reading and Guildford, with onward connections to London. For road commuters, the proximity to the M3 and M4 motorways means that both London and the South West are easily accessible.

Education In Crowthorne

Crowthorne prides itself on its educational offerings, with institutions like Edgbarrow School known for its excellent reputation and community spirit. For younger children, Crowthorne C of E Primary School provides a nurturing and high-quality start to schooling.

Buying a Crowthorne Property?

Discover more about life in Crowthorne with the following links to the latest house prices and properties for sale in the area, as featured on Rightmove.

Properties For Sale in Crowthorne

House Prices in Crowthorne

Your Mortgage In 3 Easy Steps…

Conversation

Schedule a call to talk to a mortgage advisor about your goals, challenges and vision for your mortgage.

Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research

We will take the information gained on the call and carry out some research before sending you a bespoke recommendation.

If you would like an agreement in principle, we’ll also arrange this for you.

Application

We will submit the full application to the mortgage lender, sending them the documents and liaising with the underwriters until the mortgage has been fully offered on the new interest rate.

We will also communicate with you at every stage, from application to completion.

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Kerr & Watson | Address: Pembroke House, 8 St Christophers Pl, Farnborough GU14 0NH, UK | Phone: 01252 224620 | Email: info@kerrandwatson.co.uk | Hours: Mon-Fri 9:00–17:30

Frequently Asked Questions

▸ ▾ What does a mortgage advisor do?

A mortgage advisor evaluates your income, outgoings, credit history, and other financial commitments. They also assess property-related details, whether you’re buying or refinancing, ensuring you understand the best mortgage options for your situation. They also process the mortgage application to the lender, working with them to obtain a mortgage offer, then work with the conveyancer towards the completion of your purchase or remortgage.

▸ ▾ How does a mortgage advisor enhance the likelihood of mortgage approval?

A mortgage advisor increases your chances of mortgage approval by matching you with the most appropriate lenders, optimising your application, and navigating complex lending criteria to find the best value deal for your circumstances.

▸ ▾ What are the financial benefits of working with a mortgage advisor?

Working with a mortgage advisor can save you from costly mistakes such as choosing the wrong mortgage type or failing to meet a lender’s criteria. Their expertise often leads to securing more favourable mortgage terms and rates.

▸ ▾ Can a mortgage broker get you a better rate?

Often, a mortgage broker can find more cost-effective deals for you, even when their fees are considered, they can review the whole market and access exclusive broker only products that may not be available directly to the public.

▸ ▾ What steps should you take before speaking to a mortgage advisor?

Before speaking with a mortgage advisor, gather all relevant financial documents, including payslips, bank statements, and details of your credit history to ensure an accurate assessment of your situation.

▸ ▾ What range of financial history do mortgage advisors examine?

Mortgage advisors and lenders typically assess the last six years of your credit history to gauge your financial behaviour, this includes any missed payments or defaults.

▸ ▾ How long does it take a mortgage advisor to get a mortgage offer?

The process from application to approval of a mortgage can vary, normally this is anywhere from two to six weeks depending on the mortgage lender and the complexity of your situation.

▸ ▾ Do mortgage advisors have access to exclusive mortgage rates?

Yes, mortgage advisors often have whole-of-market access, which allows them to secure competitive rates, sometimes not directly available to consumers.

▸ ▾ What documents do mortgage advisors typically require?

Advisors typically need proof of identity, proof of address, 3 months payslips, tax calculations or accounts, bank statements, and potentially credit report to fully assess your financial situation.

▸ ▾ What are the advantages of using a mortgage broker rather than going direct to your bank?

A mortgage broker can provide whole of market advice by comparing offers from multiple lenders, potentially securing better rates and terms than a single bank’s offerings.

▸ ▾ Who are the Financial Conduct Authority?

The Financial Conduct Authority (FCA) regulates mortgage brokers and lenders to ensure they adhere to ethical and professional standards.

▸ ▾ How do you know if your mortgage advisor is qualified?

A qualified mortgage advisor should have a Certificate in Mortgage Advice and Practice (CeMAP) or equivalent, which is recognised by the Financial Conduct Authority (FCA). They should also be listed on the Financial Services Register, ensuring they are authorised to give mortgage advice.

▸ ▾ How can you get a free credit report?

Lenders look closely at your credit score to decide how risky it is to lend to you. A good credit score can not only boost your chances of getting approved for a mortgage but might also get you better interest rates.

CheckMyFile offer a 7-day free trial after which a subscription fee applies, which can be cancelled any time.

CheckMyFile is a UK credit reporting service that collates information from the most popular credit referencing agencies, Equifax, Experian & TransUnion.