Finalist for Broker Firm of the Year 2024

Kerr & Watson Named Finalist for Broker Firm of the Year (<10 Advisers) at the 2024 Mortgage Introducer Awards

We are proud to reflect on our achievement as a finalist for Broker Firm of the Year (<10 Advisers) at the prestigious 2024 Mortgage Introducer Awards. This recognition is a testament to our dedication to excellence, customer service, and innovation in the mortgage industry.

Celebrating Excellence in the Mortgage Industry

The Mortgage Introducer Awards honour the very best in the mortgage sector, recognising firms and individuals who have demonstrated outstanding service, expertise, and dedication. Being shortlisted for Broker Firm of the Year (<10 Advisers) was an incredible achievement for our team and a reflection of the strong relationships we build with our clients and industry partners.

A Milestone for Kerr & Watson

At Kerr & Watson, we have always prioritised delivering tailored mortgage and protection advice to suit each client’s unique needs. Our approach is built on transparency, efficiency, and a commitment to achieving the best possible outcomes for our clients. Being recognised as a finalist for this award reinforces our ongoing commitment to:

Providing exceptional customer service and personalised mortgage solutions
Offering expert guidance to help clients navigate the mortgage process
Building strong partnerships with lenders, estate agents, and industry professionals
Innovating and adapting to ensure we continue delivering the best service

Looking Back on the Awards Ceremony

The 2024 Mortgage Introducer Awards ceremony was a fantastic opportunity to celebrate the achievements of the mortgage industry. While we did not take home the award, we are immensely proud to have been recognised among the top broker firms in the UK. This achievement is a reflection of the hard work and dedication of our entire team at Kerr & Watson.

We would like to extend our heartfelt thanks to our clients, partners, and colleagues who have supported us on this journey. Your trust and confidence in our services continue to inspire us to raise the bar in the mortgage industry.

We look forward to building on this success and continuing to provide outstanding mortgage advice to our clients.

Full details of the finalists and winners can be found on the mortgage introducer website – 2024 Excellence Awardees

For more information about our mortgage services or to speak with our expert advisers, get in touch with us today.

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The information on this page is not tailored to any individual readers and should not be considered financial advice under any circumstances.

If you are seeking advice about a mortgage, you should speak with a qualified advisor.

Awards, Knowledge

Broker Firm of the Year (up to 10 advisers), Mortgage Introducer

Why Kerr & Watson?

Understanding

We take the time to understand your situation so that we can search for the perfect mortgage and insurance for you. Any recommendation made is completely bespoke to your circumstances.

Experience

Mortgage and insurance advice is our speciality. We have decades of combined experience giving us the knowledge to overcome challenges and find the perfect solution for your needs.

Communication

We work around your schedule to arrange a mortgage or insurance policy that suits your needs. You’ll be kept updated throughout the entire process with clear communication so you’ll always know what’s going on.

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Kerr & Watson | Address: Pembroke House, 8 St Christophers Pl, Farnborough GU14 0NH, UK | Phone: 01252 224620 | Email: info@kerrandwatson.co.uk | Hours: Mon-Fri 9:00–17:30

Frequently Asked Questions

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What does a mortgage advisor do?

A mortgage advisor evaluates your income, outgoings, credit history, and other financial commitments. They also assess property-related details, whether you’re buying or refinancing, ensuring you understand the best mortgage options for your situation. They also process the mortgage application to the lender, working with them to obtain a mortgage offer, then work with the conveyancer towards the completion of your purchase or remortgage.

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How does a mortgage advisor enhance the likelihood of mortgage approval?

A mortgage advisor increases your chances of mortgage approval by matching you with the most appropriate lenders, optimising your application, and navigating complex lending criteria to find the best value deal for your circumstances.

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What are the financial benefits of working with a mortgage advisor?

Working with a mortgage advisor can save you from costly mistakes such as choosing the wrong mortgage type or failing to meet a lender’s criteria. Their expertise often leads to securing more favourable mortgage terms and rates.

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Can a mortgage broker get you a better rate?

Often, a mortgage broker can find more cost-effective deals for you, even when their fees are considered, they can review the whole market and access exclusive broker only products that may not be available directly to the public.

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What steps should you take before speaking to a mortgage advisor?

Before speaking with a mortgage advisor, gather all relevant financial documents, including payslips, bank statements, and details of your credit history to ensure an accurate assessment of your situation.

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What range of financial history do mortgage advisors examine?

Mortgage advisors and lenders typically assess the last six years of your credit history to gauge your financial behaviour, this includes any missed payments or defaults.

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How long does it take a mortgage advisor to get a mortgage offer?

The process from application to approval of a mortgage can vary, normally this is anywhere from two to six weeks depending on the mortgage lender and the complexity of your situation.

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Do mortgage advisors have access to exclusive mortgage rates?

Yes, mortgage advisors often have whole-of-market access, which allows them to secure competitive rates, sometimes not directly available to consumers.

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What documents do mortgage advisors typically require?

Advisors typically need proof of identity, proof of address, 3 months payslips, tax calculations or accounts, bank statements, and potentially credit report to fully assess your financial situation.

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What are the advantages of using a mortgage broker rather than going direct to your bank?

A mortgage broker can provide whole of market advice by comparing offers from multiple lenders, potentially securing better rates and terms than a single bank’s offerings.

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Who are the Financial Conduct Authority?

The Financial Conduct Authority (FCA) regulates mortgage brokers and lenders to ensure they adhere to ethical and professional standards.

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How do you know if your mortgage advisor is qualified?

A qualified mortgage advisor should have a Certificate in Mortgage Advice and Practice (CeMAP) or equivalent, which is recognised by the Financial Conduct Authority (FCA). They should also be listed on the Financial Services Register, ensuring they are authorised to give mortgage advice.

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How can you get a free credit report?

Lenders look closely at your credit score to decide how risky it is to lend to you. A good credit score can not only boost your chances of getting approved for a mortgage but might also get you better interest rates.

CheckMyFile offer a 30-day free trial after which a subscription fee applies, which can be cancelled any time.

CheckMyFile is a UK credit reporting service that collates information from the most popular credit referencing agencies, Equifax, Experian & TransUnion.