Inflation – July 2026

The latest consumer price inflation figures show that the headline rate rose to 2.9% in the 12 months to July 2026. This marks an increase from the 2.6% recorded in June 2026 and represents the first upward tick in the annual rate since March 2026. On a month-by-month basis, consumer prices increased by 0.3% in… Read more
Lloyds House Price Index July 2026

The latest house price figures show that the property market remained broadly stable in July 2026, with no monthly change in average house prices. The average property price was £299,253, slightly lower than £299,396 in June. On an annual basis, prices were 0.1% higher than a year earlier, which is the slowest annual rate of… Read more
July 2026 Mortgage Market Update

Mortgage News – July 2026 July brought a mix of steady policy decisions and changing market expectations, with the Bank of England keeping the Bank Rate at 3.75% while global geopolitical factors influenced underlying money market pricing. As household energy caps rise and economic indicators present a balanced picture, staying proactive about home finance options… Read more
Inflation – June 2026

Inflation fell again in June 2026, moving closer to the Bank of England’s 2% target. The Consumer Prices Index, commonly known as CPI, rose by 2.6% in the 12 months to June. This was down from 2.8% in May and was the lowest annual rate recorded since December 2024. This is an encouraging step, particularly… Read more
Lloyds House Price Index June 2026

Why the Halifax House Price Index is now Lloyds You may notice that the Halifax House Price Index is now being referred to as the Lloyds House Price Index. Halifax is part of Lloyds Banking Group, and the group has announced changes to its mortgage branding. Halifax Intermediaries is expected to rebrand to Lloyds Intermediaries… Read more
June 2026 Mortgage Market Update

Mortgage News – June 2026 June has been a more settled month for the mortgage market, but there is still plenty for borrowers to keep an eye on. The Bank of England held the Base Rate at 3.75%, inflation remained at 2.8%, mortgage approvals stayed resilient, and product choice improved. At the same time, markets… Read more
Bank Of England Base Rate – June 2026

Bank of England Base Rate Update: June 2026 The Bank of England has announced that the Base Rate will remain at 3.75% following its June 2026 meeting. The decision was made by a majority vote of 7-2, with two members of the Monetary Policy Committee (MPC) preferring a small increase to 4%. If you are… Read more
Inflation – May 2026

Inflation holds at 2.8% in May 2026: What It Means for Interest Rates and Mortgages Inflation remained unchanged in May 2026, providing another sign that price growth is becoming more stable. The Consumer Prices Index (CPI), which is the measure used by the Bank of England when setting interest rates, stayed at 2.8% in the… Read more
Halifax House Price Index May 2026

House prices in May 2026 were 0.5% higher compared to the same month a year earlier The latest Halifax House Price Index for May 2026 shows that house prices have remained largely stable despite ongoing economic uncertainty. While average property prices dipped slightly during the month, the overall picture suggests that the housing market continues… Read more
Inflation – April 2026

Inflation Falls to 2.8% in April 2026: What It Means for Interest Rates and Mortgages Inflation fell to 2.8% in April 2026, down from 3.3% in March, bringing it closer to the Bank of England’s 2% target. While this is a positive sign for the wider economy, the picture remains mixed, with some household costs… Read more
Halifax House Price Index April 2026

House prices in April 2026 were 0.4% higher compared to the same month a year earlier. The latest Halifax House Price Index for April 2026 shows that the housing market remains relatively steady, despite ongoing pressure from higher living costs and mortgage rates. House prices dipped slightly during April, but the overall picture is still… Read more
Bank Of England Base Rate – April 2026

Bank of England Base Rate Update: April 2026 The Bank of England has announced its latest interest rate decision for April 2026, and the base rate has been held at 3.75%. If you have a mortgage, are planning to buy, or are thinking about remortgaging, this decision matters to you. Interest rates affect how much… Read more

Category: News