Inflation – December 2025 At a glance Inflation moved slightly higher in December, ending the year with prices rising faster than they were in November. While the increase is modest, inflation remains well above the Bank of England’s long-term target of 2%, which means the cost of everyday living is still a real issue for Read more
House prices in December 2025 were 0.3% higher compared to the same month a year earlier. The latest Halifax House Price Index for December 2025 gives you a clear snapshot of how the housing market finished the year. Prices edged down again, growth slowed, and activity remained fairly steady despite ongoing affordability pressures. If you Read more
Bank of England Base Rate Update: December 2025 The Bank of England has announced a change to the base rate in December 2025, and this matters because it affects mortgages, savings, loans and the wider cost of living. If you have a mortgage, are thinking about buying a home, or are due to remortgage, this Read more
Inflation – November 2025 At a glance Inflation cooled again in November 2025, and that matters because it affects the cost of everyday life and, indirectly, the direction of interest rates. The main measure most people follow is the Consumer Prices Index (CPI). In simple terms, CPI tracks how much prices are rising (or falling) Read more
Budget 2025: What Property Owners, Buyers and Landlords Need to Know Budget 2025 introduces several changes that directly influence property owners, landlords and anyone planning to buy a home. These measures range from council tax reforms to adjustments in savings rules that may shape how you prepare for a deposit or manage ongoing costs. Understanding Read more
Inflation – October 2025 At a glance Inflation continued to edge down in October, offering a small sign of progress while still keeping household budgets under pressure. The Consumer Prices Index (CPI) fell to 3.6% in the year to October, down from 3.8% in September. Although this is a step in the right direction, CPI Read more
House prices in October 2025 were +0.6% higher than the same month a year earlier. If you keep an eye on the property market or you are thinking about moving, the latest Halifax House Price Index gives you a good feel for what is happening right now. The newest figures show that prices have picked Read more
Bank of England Base Rate Update: November 2025 The Bank of England has announced its latest base rate decision, and you might be wondering what it means for mortgages, savings and day-to-day money decisions. What Has the Bank of England Decided? At the meeting held on 5 November 2025, the Monetary Policy Committee voted by Read more
Inflation – September 2025 At a glance The annual rate of inflation, measured by the Consumer Prices Index (CPI), stood at 3.8 % in the 12 months to September 2025 – unchanged from August. On a monthly basis, the CPI registered 0.0 % growth in September, meaning prices overall did not rise compared to August. Read more
House prices in September 2025 were 0.3% lower than they were in September last year. Halifax has just released its latest House Price Index for September 2025. It shows a small dip in prices, but overall, the market remains fairly steady. The average home price now stands at £298,184, which is a slight drop of Read more
Bank of England Base Rate Update: September 2025 The Bank of England has announced its latest decision on the base rate, a key figure that affects mortgages, loans, and savings. In September 2025, the base rate has been kept at 4%, with the Monetary Policy Committee (MPC) voting by a majority of 7–2 to maintain Read more
Inflation stayed at 3.8% in August, the same level as July, showing that price growth has stalled for now but remains well above the Bank of England’s 2% target. While some sectors saw falling costs, others continued to rise, meaning many households are still feeling financial pressure. Key points at a glance What’s driving the Read more