Tag: SONIA
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July 2026 Mortgage Market Update
Mortgage News – July 2026 July brought a mix of steady policy decisions and changing market expectations, with the Bank of England keeping the Bank Rate at 3.75% while global geopolitical factors influenced underlying money market pricing. As household energy caps rise and economic indicators present a balanced picture, staying proactive about home finance options… Read more
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June 2026 Mortgage Market Update
Mortgage News – June 2026 June has been a more settled month for the mortgage market, but there is still plenty for borrowers to keep an eye on. The Bank of England held the Base Rate at 3.75%, inflation remained at 2.8%, mortgage approvals stayed resilient, and product choice improved. At the same time, markets… Read more
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Mortgage Market News 2025
Mortgage News – 15th December 2025 Lenders intensified competition in the high-value mortgage space, offering sharper pricing and new incentives to attract remortgage clients. Overall mortgage lending rose by 22.3% in Q3 2025, reaching £62.2 billion, as borrowers leaned towards longer-term fixed products amid rate uncertainty. Despite a broader economic slowdown, including falling GDP and… Read more
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Mortgage Market News 2024
Mortgage News – 13th December 2024 Good morning, Last week we saw lenders reducing fixed mortgage rates, including Barclays, TSB, Santander, and Halifax, offering relief to borrowers. Meanwhile, housing affordability challenges persist, as ONS data highlights deepening disparities, and house prices reached record highs with a 4.8% annual increase in November. On the economic front,… Read more
