Mortgage News – 15th December 2025 Lenders intensified competition in the high-value mortgage space, offering sharper pricing and new incentives to attract remortgage clients. Overall mortgage lending rose by 22.3% in Q3 2025, reaching £62.2 billion, as borrowers leaned towards longer-term fixed products amid rate uncertainty. Despite a broader economic slowdown, including falling GDP and… Read more
Mortgage News – 13th December 2024 Good morning, Last week we saw lenders reducing fixed mortgage rates, including Barclays, TSB, Santander, and Halifax, offering relief to borrowers. Meanwhile, housing affordability challenges persist, as ONS data highlights deepening disparities, and house prices reached record highs with a 4.8% annual increase in November. On the economic front,… Read more
The Scenario In Upavon, Pewsey, Wiltshire, a couple sought to remortgage their jointly owned buy-to-let property. They were living in army quarters and aimed to refinance their existing mortgage with NatWest, which was nearing the end of its term, and secure additional funds for a future property purchase. The property, currently generating a rental income… Read more