Mortgages for Freelancers – How to Get a Mortgage When You’re Self-Employed You work for yourself, win projects, and manage your income. When you apply for a mortgage, it can make the process more daunting due to the fluctuations in income. With the right preparation and a broker who understands freelance income, you can apply… Read more
How Limited Company Directors Can get a Mortgage Navigating the mortgage landscape as a Limited Company Director can be more complex than for typical employed applicants. This guide will equip you with the essential knowledge and steps to secure a mortgage, ensuring you maximise your chances of success. Can a Company Director Get a Mortgage?… Read more
Self-Employed Income Protection Explained Being self-employed gives you freedom and flexibility, but it also comes with responsibility. Unlike employees, you do not receive sick pay or workplace benefits if you are unable to work due to illness or injury. This can leave you in a vulnerable position, especially if your income is the main source… Read more

Mortgages for OnlyFans Creators: Secure Your Dream Home with Expert Guidance In recent years, platforms like OnlyFans have transformed how individuals earn a living, offering creators the opportunity to generate substantial income through subscriptions and content sharing. While this flexible income stream is empowering, it can also present challenges when seeking a mortgage. Lenders may… Read more
Getting a Joint Mortgage When One of You Is Self-Employed: A Complete Guide If you’re exploring the idea of applying for a joint mortgage and one of you is self-employed, you’re not alone. Many couples or co-buyers are in a similar situation, where one person is on a traditional PAYE income and the other works… Read more
Stepping into the realm of homeownership as a self-employed individual can be a thrilling yet intricate venture. The unique financial landscape of self-employment brings its own set of challenges and considerations, from fluctuating income patterns to distinct mortgage requirements. This is where a specialised Mortgage Advisor for Self-Employed Homebuyers becomes an invaluable asset in your… Read more
Essential Guide to Applying for a Self-Employed Mortgage Applying for a mortgage as a self-employed individual can feel daunting, especially when it comes to gathering the right documentation. Unlike salaried employees, who present payslips and a P60, self-employed applicants need to provide a more detailed financial picture to prove their income. At Kerr & Watson,… Read more