Tag: NatWest
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Mortgage Market News 2024
Mortgage News – 13th December 2024 Good morning, Last week we saw lenders reducing fixed mortgage rates, including Barclays, TSB, Santander, and Halifax, offering relief to borrowers. Meanwhile, housing affordability challenges persist, as ONS data highlights deepening disparities, and house prices reached record highs with a 4.8% annual increase in November. On the economic front,… Read more
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Case Study: Home Mover Mortgage with Flexible ERCs
The Scenario An applicant sought a mortgage to purchase a new home following a separation from their ex-partner. The applicant, a current homeowner, was selling their jointly owned property for £520,000 and required financing to secure their next home. The applicant prioritised a five-year fixed-rate mortgage for payment stability and preferred a capital repayment basis… Read more
