Tag: first time buyer

  • Case Study: Supporting First-Time Buyers in Petersfield

    Case Study: Supporting First-Time Buyers in Petersfield

    Introduction Purchasing a first home is a significant milestone, especially when the property is privately sold through personal connections. This case highlights how we helped first-time buyers in Petersfield secure an affordable and secure mortgage tailored to their needs. The Scenario The customers, first-time buyers, were purchasing a property privately from owners they knew. The Read more

  • First-Time Buyer Mortgage with a Gifted Deposit

    First-Time Buyer Mortgage with a Gifted Deposit

    Get a Mortgage with a Gifted Deposit as a First-Time Buyer Getting your foot on the property ladder can feel like an uphill battle, especially when house prices continue to rise faster than wages. For many first-time buyers, the biggest hurdle is saving enough for a deposit. But if a family member is willing to Read more

  • Case Study: Helping a Young Couple Buy Their First Home in the UK

    Case Study: Helping a Young Couple Buy Their First Home in the UK

    The Scenario A young married couple recently moved to the UK in October 2023. Adjusting to life in a new country comes with numerous challenges, and one of their key milestones was purchasing their first home. They found their ideal property in Ramsbottom, Lancashire, and were eager to secure a mortgage that aligned with their Read more

  • Can My Parents Help Me with My First Mortgage?

    Can My Parents Help Me with My First Mortgage?

    Can My Parents Help Me with My First Mortgage? Options & Expert Advice Getting onto the property ladder can be challenging, especially with rising house prices and strict mortgage affordability checks. If you’re finding it difficult to save for a deposit or qualify for a mortgage on your own, you might be wondering if your Read more

  • Interest Only Mortgage First Time Buyers

    Interest Only Mortgage First Time Buyers

    Buying Your First Home with an Interest Only Mortgage Buying your first home is a big step, and understanding your mortgage options can be just as overwhelming as choosing the property itself. While most first time buyers opt for traditional repayment mortgages, there’s another type you might have come across, the interest only mortgage. But Read more

  • Case Study: Helping First-Time Buyers in Farnham Secure Their Dream Home

    Case Study: Helping First-Time Buyers in Farnham Secure Their Dream Home

    Buying a first home is a significant milestone, but the mortgage process can be daunting for first-time buyers. This case highlights how we helped a couple from Farnborough secure the right mortgage for their needs, offering affordability, stability, and peace of mind as they purchased their first home in Farnham. The Scenario The customers were Read more

  • How To Get A First Time Buyer Mortgage

    How To Get A First Time Buyer Mortgage

    How to Secure Your First-Time Buyer Mortgage Getting your first-time buyer mortgage can involve numerous steps, from understanding how much you can borrow to exploring the various product options available to newcomers in the property market. This guide is designed to simplify your journey, offering a structured path to securing your first-time buyer mortgage and Read more

  • Can You Get a Buy to Let Mortgage as a First-Time Buyer

    Can You Get a Buy to Let Mortgage as a First-Time Buyer

    First-Time Buyer Buy to Let Guide – How to Get a Landlord Mortgage When you hear the term “first-time buyer,” your mind probably jumps to someone purchasing a home to live in. But not every first-time buyer wants to buy their forever home straight away. For some, stepping onto the property ladder means investing in Read more

  • Case Study: Securing a First-Time Buyer Mortgage with a Family Guarantor

    Case Study: Securing a First-Time Buyer Mortgage with a Family Guarantor

    The Scenario In this case study, we explore how we helped a first-time buyer take their first step onto the property ladder in Camberley, Surrey. Recognising the importance of independence and property ownership, they sought to acquire a residential property solely in their name. To achieve this, they enlisted the support of their parent, who Read more

  • First Time Buyer 95% LTV Mortgages

    First Time Buyer 95% LTV Mortgages

    First Time Buyer 95% LTV Mortgages: Everything You Need to Know As a first-time buyer, getting on the property ladder can feel like challenge, particularly when it comes to saving for a deposit. If you’re struggling to save up a large deposit, a 95% loan-to-value (LTV) mortgage could be an option for you. This type Read more

  • Does Age Matter for a First-Time Buyer?

    Does Age Matter for a First-Time Buyer?

    Key Considerations for First-Time Buyers at Any Stage of Life Purchasing your first home is a significant milestone, but does age really matter when you’re a first-time buyer? This is a common question among prospective homeowners, and the answer isn’t straightforward. Age can influence various aspects of the home buying process, from mortgage eligibility to Read more

  • First Time Buyer Interest Only Mortgages

    First Time Buyer Interest Only Mortgages

    Interest-Only Mortgages for First-Time Buyers: What You Need to Know As a first-time buyer, the mortgage market can feel overwhelming at times, especially when considering less conventional options like interest-only mortgages. While these types of mortgages were once more popular, they still provide a viable route for specific situations. Understanding how they work, the eligibility Read more