Navigating the complexities of a buy to let mortgage can be challenging. These mortgages have their unique set of challenges and considerations, from understanding rental income to specific mortgage requirements. This is where a specialised Buy to Let Mortgage Advisor becomes a crucial part of your journey. Understanding the Buy to Let Mortgage Process For… Read more
The Scenario In Upavon, Pewsey, Wiltshire, a couple sought to remortgage their jointly owned buy-to-let property. They were living in army quarters and aimed to refinance their existing mortgage with NatWest, which was nearing the end of its term, and secure additional funds for a future property purchase. The property, currently generating a rental income… Read more
Understanding Buy-to-Let Mortgage Fees Buy-to-Let (BTL) investments have become increasingly popular, but many landlords find themselves puzzled by the perceived high fees associated with these mortgages. Understanding the reasons behind these costs can help you make informed decisions. At Kerr & Watson, we provide expert advice to help you navigate the complexities of BTL fees… Read more
Understanding the Buy to Let Stress Test If you’re considering investing in a buy-to-let property, understanding the intricacies of mortgage applications is advised. One key aspect that often confuses potential landlords is the Buy to Let (BTL) stress test. This test is a significant part of the mortgage approval process, and passing it is essential… Read more