Buy To Let Archives

How Will Renters Rights Affect Buy To Let Investors?

Renters’ Rights Bill: What It Means for Buy to Let Landlords If you own or plan to invest in buy to let property, you may be wondering what the Renters’ Rights Bill means for you. The new legislation aims to give renters stronger protection and create a fairer, safer rental market. But while it seeks… Read more
Buy to Let Mortgage Lowest Deposit

Buy to Let Mortgages from 15% Deposit If you’re thinking about becoming a landlord or growing your property portfolio, the size of the deposit needed for a buy to let mortgage is likely high on your list of concerns. While many lenders require a substantial deposit, there are still opportunities to access buy to let… Read more
Case Study: Buy-to-Let Remortgage to Consolidate Debt

Refinancing a buy-to-let property can present challenges, especially when adverse credit and limited income are factors. This case highlights how we helped a landlord in Chorley secure a tailored remortgage solution to address existing debts and achieve long-term financial stability. The Scenario Our client owned a buy-to-let property in Chorley and was looking to refinance… Read more
Pros & Cons of Buy-to-Let via a Limited Company

Buying a Buy-to-Let Property Through a Limited Company: Pros, Cons, Tax Savings & Mortgage Insights Pros of Buying a Buy-to-Let Property Through a Limited Company More Tax Efficiency For Some Investors One of the main attractions of using a limited company is the potential tax benefits. Rental income received by individuals is subject to income… Read more
Case Study: Buy-to-Let Product Transfer for Immediate Stability

When faced with tight deadlines and specific requirements, finding the right mortgage solution quickly is critical. This case highlights how we helped a landlord secure a product transfer to avoid a variable rate, ensuring financial stability while accommodating the limitations of their remaining mortgage term. The Scenario Our client owned a buy-to-let property in Bristol… Read more
Buy to Let Mortgage No Early Repayment Charge

Flexible Buy to Let Mortgages with No Early Repayment Charges Investing in property can be a highly lucrative endeavour, especially if you’ve chosen to expand your portfolio through Buy to Let investments. However, one common concern among property investors is the potential cost of early repayment charges (ERCs). If you’re considering flexibility in your mortgage… Read more
SPV Mortgages for Landlords

Maximize Your Property Investments with SPV Mortgages The world of property investment can be complex, especially when it comes to financing. A Special Purpose Vehicle (SPV) mortgage offers a useful solution for purchasing buy-to-let properties through a limited company. What is an SPV Mortgage? A Special Purpose Vehicle (SPV) mortgage allows you to buy a… Read more
What is the Difference Between Freehold and Leasehold Tenure?

Freehold vs Leasehold: Key Differences and What They Mean for You When purchasing a property, understanding the tenure whether it is freehold or leasehold, and how it impacts you is crucial. This distinction significantly affects your ownership rights, responsibilities, and financial obligations. What is Freehold Tenure? Freehold Definition and Rights Freehold tenure means you own… Read more
Buy to Let Mortgage Based on Rental Income

Buy to Let Mortgages: Securing a Loan Based on Rental Income Investing in the right buy-to-let properties can be a lucrative venture, offering the potential for steady rental income and long-term capital growth with the asset appreciating. However, securing a buy-to-let mortgage can sometimes be complex, especially when relying primarily only on rental income rather… Read more
Case Study: A Buy to Let Remortgage with Adverse Credit

Remortgaging can be a tricky process, especially when you have an adverse credit history. For our 51-year-old business owner in Basingstoke, Hampshire, turning dreams into reality seemed a bit daunting. But that’s where Kerr & Watson came in. We recently rolled up our sleeves and helped our customer overcome these challenges, leading the way to… Read more
Buy to Let Mortgage Deposits

Buy to Let Mortgage Deposits: Everything You Need to Know Before Investing in Property Investing in property can be a lucrative venture, and buy-to-let mortgages are a popular choice for those looking to enter the rental market when they can not buy with cash or prefer not to use all of their own funds. Understanding… Read more
Buy To Let Mortgage With No Minimum Income

How to Secure a Buy to Let Mortgage Without a Regular Income Investing in property can be a lucrative way to generate income, especially with the right mortgage. But what if you don’t have a regular income? Many believe it’s impossible to get a buy to let mortgage without meeting a minimum income threshold, but… Read more

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