Bad Credit Mortgage Lenders – Finding the Right Mortgage The mortgage market when bad credit is present, can feel daunting. Whether you’ve had financial difficulties in the past, such as missed payments, a County Court Judgment (CCJ), or even bankruptcy, securing a mortgage might seem like an impossible task ahead. The good news is that Read more
The Scenario A single applicant sought to purchase a new home in Farnborough following a separation from their ex-partner. The client’s previous property was sold to the ex-partner, who also took over the mortgage. This provided the client with a deposit of £150,000, enabling them to purchase a property valued at £290,000. The client required Read more
Improve Your Credit Score – A Practical Guide Your credit score is a bit like a report card for how you handle your money. It’s super important because it can affect whether you can borrow money, how much you can borrow, and how much it will cost you. This means it can impact your ability Read more
How to Secure a Mortgage with a CCJ: Overcome Credit Challenges The mortgage market can be challenging, especially when you have a County Court Judgment (CCJ) on your credit report. A CCJ may feel like a significant barrier to getting a mortgage, but it doesn’t always have to be the end of the road. At Read more
Remortgaging can be a tricky process, especially when you have an adverse credit history. For our 51-year-old business owner in Basingstoke, Hampshire, turning dreams into reality seemed a bit daunting. But that’s where Kerr & Watson came in. We recently rolled up our sleeves and helped our customer overcome these challenges, leading the way to Read more
Navigating the complexities of acquiring a mortgage with a challenging credit history can be a difficult task. For many, understanding the impact of credit scores on mortgage rates and finding suitable lenders is a significant hurdle. This is where an Adverse Credit Mortgage Advisor steps in – offering guidance and clarity in the intricate world Read more