Windlesham Mortgage Broker

Mortgage Advice In Windlesham

If you’re looking for a mortgage in Windlesham, we’re here to help you. With our expertise, reliability and transparent approach to mortgage advice, we’ll support you every step of the way.

Talk To Us

Who are Kerr & Watson?

Kerr & Watson are an independent, whole-of-market mortgage broker, directly authorised and regulated by the FCA. We were founded to provide clear, relationship-led advice, and over the years we’ve grown steadily, helping many clients secure the best mortgage solution.

Our CeMAP-qualified advisers have extensive experience across all areas of lending, including first-time buyers, buy-to-let, remortgages and complex income scenarios. With strong industry relationships, excellent Google reviews and a proven track record, we deliver transparent, high-quality guidance backed by whole-of-market access. Meet the Team

Serving Windlesham and the surrounding areas, we combine deep local knowledge with trusted professional partnerships. This local insight, along with our independent status, ensures you receive reliable, informed support throughout every stage of your mortgage journey.

Our Mortgage Services In Windlesham

Residential Mortgages

Buy to Let Mortgages

Bridging and Commercial Finance Solutions

Later Life Lending

Later Life Lending / Equity Release

Insurance Advice for Windlesham Residents

We extend our expertise to life insurance, critical illness cover, income protection, and business protection, ensuring that Windlesham residents and business owners are safeguarded against life’s uncertainties.

Our Insurance Services In Windlesham

About Windlesham

Windlesham is an idyllic village located in the Surrey Heath area of Surrey, known for its picturesque landscapes, community spirit, and high quality of life. Windlesham offers a tranquil yet connected lifestyle, making it highly sought after by those who appreciate the serenity of rural living alongside easy access to larger towns and cities.

Places to Explore in and Around Windlesham

Windlesham and its surroundings are rich in natural beauty and leisure opportunities:

Windlesham Arboretum: Boasting a collection of rare and exotic trees set around lakes and in woodland areas, the Arboretum is a peaceful retreat for nature lovers.
Windlesham Field of Remembrance: A beautiful and serene space dedicated to reflection and remembrance, showcasing the village’s strong community values.
Swinley Forest: Located nearby, Swinley Forest offers extensive biking trails, walking paths, and outdoor adventure activities, catering to all ages and interests.

Community Life in Windlesham

Windlesham prides itself on a vibrant community life with a strong sense of belonging.

The Windlesham Village Fair is a highlight of the year, bringing together residents for a day of fun, food, and festivities. The village also hosts various charity events and social gatherings, reflecting its active and inclusive community spirit.

Windlesham offers a variety of amenities, including boutique shops, cozy cafes, and traditional pubs, providing a focal point for village life and socializing.

Commuting from Windlesham

Windlesham’s location offers convenient commuting options, making it an attractive location for professionals. Easily accessible from the M3 motorway, Windlesham provides direct routes to London, Southampton, and the wider South East, making it ideal for commuters. If you travelling by train, although Windlesham itself does not have a train station, nearby stations such as Sunningdale and Ascot offer frequent services to London Waterloo and other major destinations.

Education in Windlesham

The village is known for its excellent educational facilities, catering to families with children of all ages:

Windlesham Village Infant School: Offers a warm and supportive environment for early years’ education, highly praised by parents and Ofsted.

For older children, there are several reputable secondary schools and colleges in the surrounding areas, providing a wide range of educational opportunities.

Villages Near and Around Windlesham

Neighbouring Windlesham to the south is Bagshot, it is a village known for its royal park and convenient shopping facilities, adding to the amenities available to Windlesham residents.

To the east of Windlesham is Lightwater, a small village famous for its country park and leisurely lifestyle, offering additional outdoor activities and community events.

To the north is Chobham, another picturesque village with a rich history and a conservation area, known for its beautiful countryside and traditional village atmosphere.

Living in Windlesham

Windlesham’s real estate market is diverse, featuring everything from charming period properties to luxurious modern homes, set in a scenic rural backdrop. The village’s attractiveness is enhanced by its peaceful environment, strong community, and proximity to natural beauty spots.

Buying a Property in Windlesham?

Below, find links to the latest house prices in Windlesham and properties for sale in this area, courtesy of Rightmove.

Properties For Sale in Windlesham

House Prices in Windlesham

Your Mortgage In 3 Easy Steps…

Conversation

Schedule a call to talk to a mortgage advisor about your goals, challenges and vision for your mortgage.

Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research

We will take the information gained on the call and carry out some research before sending you a bespoke recommendation.

If you would like an agreement in principle, we’ll also arrange this for you.

Application

We will submit the full application to the mortgage lender, sending them the documents and liaising with the underwriters until the mortgage has been fully offered on the new interest rate.

We will also communicate with you at every stage, from application to completion.

Talk To Us

Featured In

Testimonials

Awards

Contact Us

Get A Free Consultation – Find out your options by speaking to a mortgage or insurance broker today.

By clicking on ‘Submit’, you consent to your contact details being stored by us and agree with our Privacy Policy.

Kerr & Watson | Address: Pembroke House, 8 St Christophers Pl, Farnborough GU14 0NH, UK | Phone: 01252 224620 | Email: info@kerrandwatson.co.uk | Hours: Mon-Fri 9:00–17:30

Frequently Asked Questions

▸ ▾ What does a mortgage advisor do?

A mortgage advisor evaluates your income, outgoings, credit history, and other financial commitments. They also assess property-related details, whether you’re buying or refinancing, ensuring you understand the best mortgage options for your situation. They also process the mortgage application to the lender, working with them to obtain a mortgage offer, then work with the conveyancer towards the completion of your purchase or remortgage.

▸ ▾ How does a mortgage advisor enhance the likelihood of mortgage approval?

A mortgage advisor increases your chances of mortgage approval by matching you with the most appropriate lenders, optimising your application, and navigating complex lending criteria to find the best value deal for your circumstances.

▸ ▾ What are the financial benefits of working with a mortgage advisor?

Working with a mortgage advisor can save you from costly mistakes such as choosing the wrong mortgage type or failing to meet a lender’s criteria. Their expertise often leads to securing more favourable mortgage terms and rates.

▸ ▾ Can a mortgage broker get you a better rate?

Often, a mortgage broker can find more cost-effective deals for you, even when their fees are considered, they can review the whole market and access exclusive broker only products that may not be available directly to the public.

▸ ▾ What steps should you take before speaking to a mortgage advisor?

Before speaking with a mortgage advisor, gather all relevant financial documents, including payslips, bank statements, and details of your credit history to ensure an accurate assessment of your situation.

▸ ▾ What range of financial history do mortgage advisors examine?

Mortgage advisors and lenders typically assess the last six years of your credit history to gauge your financial behaviour, this includes any missed payments or defaults.

▸ ▾ How long does it take a mortgage advisor to get a mortgage offer?

The process from application to approval of a mortgage can vary, normally this is anywhere from two to six weeks depending on the mortgage lender and the complexity of your situation.

▸ ▾ Do mortgage advisors have access to exclusive mortgage rates?

Yes, mortgage advisors often have whole-of-market access, which allows them to secure competitive rates, sometimes not directly available to consumers.

▸ ▾ What documents do mortgage advisors typically require?

Advisors typically need proof of identity, proof of address, 3 months payslips, tax calculations or accounts, bank statements, and potentially credit report to fully assess your financial situation.

▸ ▾ What are the advantages of using a mortgage broker rather than going direct to your bank?

A mortgage broker can provide whole of market advice by comparing offers from multiple lenders, potentially securing better rates and terms than a single bank’s offerings.

▸ ▾ Who are the Financial Conduct Authority?

The Financial Conduct Authority (FCA) regulates mortgage brokers and lenders to ensure they adhere to ethical and professional standards.

▸ ▾ How do you know if your mortgage advisor is qualified?

A qualified mortgage advisor should have a Certificate in Mortgage Advice and Practice (CeMAP) or equivalent, which is recognised by the Financial Conduct Authority (FCA). They should also be listed on the Financial Services Register, ensuring they are authorised to give mortgage advice.

▸ ▾ How can you get a free credit report?

Lenders look closely at your credit score to decide how risky it is to lend to you. A good credit score can not only boost your chances of getting approved for a mortgage but might also get you better interest rates.

CheckMyFile offer a 7-day free trial after which a subscription fee applies, which can be cancelled any time.

CheckMyFile is a UK credit reporting service that collates information from the most popular credit referencing agencies, Equifax, Experian & TransUnion.