Frimley Mortgage Broker

Mortgage Advice In Frimley

If you’re looking for a mortgage in Frimley, we’re here to help you. With our expertise, reliability and transparent approach to mortgage advice, we’ll support you every step of the way.

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Who are Kerr & Watson?

Kerr & Watson are an independent, whole-of-market mortgage broker, directly authorised and regulated by the FCA. We were founded to provide clear, relationship-led advice, and over the years we’ve grown steadily, helping many clients secure the best mortgage solution.

Our CeMAP-qualified advisers have extensive experience across all areas of lending, including first-time buyers, buy-to-let, remortgages and complex income scenarios. With strong industry relationships, excellent Google reviews and a proven track record, we deliver transparent, high-quality guidance backed by whole-of-market access. Meet the Team

Serving Frimley and the surrounding areas, we combine deep local knowledge with trusted professional partnerships. This local insight, along with our independent status, ensures you receive reliable, informed support throughout every stage of your mortgage journey.

Our Mortgage Services In Frimley

Residential Mortgages

Buy to Let Mortgages

Bridging and Commercial Finance Solutions

Later Life Lending

Later Life Lending / Equity Release

Insurance Advice for Frimley Residents

We extend our expertise to life insurance, critical illness cover, income protection, and business protection, ensuring that Frimley residents and business owners are safeguarded against life’s uncertainties.

Our Insurance Services In Frimley

About Frimley

Frimley, located in Surrey, is a vibrant town that balances modern living with rich historical roots. Known for its proximity to the beautiful Surrey Hills and excellent transport links, Frimley offers the best of both worlds—countryside charm and urban convenience.

Key Features of Frimley

Frimley stands out with its unique blend of attractions:

Frimley Lodge Park: Featuring a miniature railway, playgrounds, and sports fields, this park is a family favorite.

Frimley Green: Known for its village-like atmosphere, Frimley Green provides a close-knit community feel while being part of a larger town.

Education and Schools in Frimley

Frimley is home to several reputable schools, making it a sought-after location for families:

Frimley Church of England School: A well-regarded primary school with a strong emphasis on both academic excellence and community values.

Tomlinscote School and Sixth Form College: This secondary school is known for its outstanding education and wide range of extracurricular activities.

Lakeside Primary School: Offering a nurturing environment, this school is dedicated to fostering a lifelong love of learning.

Villages in or Near Frimley

The surrounding villages add to the appeal of Frimley, each offering its own distinct charm:

Camberley: A bustling town with a wide range of shopping, dining, and entertainment options, just a short drive from Frimley.

Farnborough: Known for its aviation history, Farnborough offers a mix of modern amenities and historical attractions.

Lightwater: A peaceful village with beautiful countryside views, perfect for those who enjoy outdoor activities.

Community and Lifestyle

Frimley is a town that values community engagement, with numerous local events, clubs, and activities for all ages. From local markets offering fresh produce to annual festivals, Frimley fosters a warm and welcoming atmosphere.

Transport and Connectivity

Despite its tranquil setting, Frimley boasts excellent transport links. The nearby M3 motorway provides easy access to London, while Frimley railway station offers convenient connections to major towns and cities, including London Waterloo.

Living in Frimley

Frimley offers a diverse range of housing options, from traditional family homes to modern apartments, catering to various lifestyles and budgets. The town’s continued growth includes new developments with enhanced amenities such as schools, community spaces, and leisure facilities, ensuring that Frimley remains a desirable place to live.

Frimley combines the allure of country living with the benefits of modern amenities, making it an ideal location for those seeking a high quality of life with a sense of community and connectivity.

Below, find links to the latest house prices in Frimley and properties for sale in this area, courtesy of Rightmove.

Properties For Sale in Frimley

House Prices in Frimley

Your Mortgage In 3 Easy Steps…

Conversation

Schedule a call to talk to a mortgage advisor about your goals, challenges and vision for your mortgage.

Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research

We will take the information gained on the call and carry out some research before sending you a bespoke recommendation.

If you would like an agreement in principle, we’ll also arrange this for you.

Application

We will submit the full application to the mortgage lender, sending them the documents and liaising with the underwriters until the mortgage has been fully offered on the new interest rate.

We will also communicate with you at every stage, from application to completion.

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Kerr & Watson | Address: Pembroke House, 8 St Christophers Pl, Farnborough GU14 0NH, UK | Phone: 01252 224620 | Email: info@kerrandwatson.co.uk | Hours: Mon-Fri 9:00–17:30

Frequently Asked Questions

▸ ▾ What does a mortgage advisor do?

A mortgage advisor evaluates your income, outgoings, credit history, and other financial commitments. They also assess property-related details, whether you’re buying or refinancing, ensuring you understand the best mortgage options for your situation. They also process the mortgage application to the lender, working with them to obtain a mortgage offer, then work with the conveyancer towards the completion of your purchase or remortgage.

▸ ▾ How does a mortgage advisor enhance the likelihood of mortgage approval?

A mortgage advisor increases your chances of mortgage approval by matching you with the most appropriate lenders, optimising your application, and navigating complex lending criteria to find the best value deal for your circumstances.

▸ ▾ What are the financial benefits of working with a mortgage advisor?

Working with a mortgage advisor can save you from costly mistakes such as choosing the wrong mortgage type or failing to meet a lender’s criteria. Their expertise often leads to securing more favourable mortgage terms and rates.

▸ ▾ Can a mortgage broker get you a better rate?

Often, a mortgage broker can find more cost-effective deals for you, even when their fees are considered, they can review the whole market and access exclusive broker only products that may not be available directly to the public.

▸ ▾ What steps should you take before speaking to a mortgage advisor?

Before speaking with a mortgage advisor, gather all relevant financial documents, including payslips, bank statements, and details of your credit history to ensure an accurate assessment of your situation.

▸ ▾ What range of financial history do mortgage advisors examine?

Mortgage advisors and lenders typically assess the last six years of your credit history to gauge your financial behaviour, this includes any missed payments or defaults.

▸ ▾ How long does it take a mortgage advisor to get a mortgage offer?

The process from application to approval of a mortgage can vary, normally this is anywhere from two to six weeks depending on the mortgage lender and the complexity of your situation.

▸ ▾ Do mortgage advisors have access to exclusive mortgage rates?

Yes, mortgage advisors often have whole-of-market access, which allows them to secure competitive rates, sometimes not directly available to consumers.

▸ ▾ What documents do mortgage advisors typically require?

Advisors typically need proof of identity, proof of address, 3 months payslips, tax calculations or accounts, bank statements, and potentially credit report to fully assess your financial situation.

▸ ▾ What are the advantages of using a mortgage broker rather than going direct to your bank?

A mortgage broker can provide whole of market advice by comparing offers from multiple lenders, potentially securing better rates and terms than a single bank’s offerings.

▸ ▾ Who are the Financial Conduct Authority?

The Financial Conduct Authority (FCA) regulates mortgage brokers and lenders to ensure they adhere to ethical and professional standards.

▸ ▾ How do you know if your mortgage advisor is qualified?

A qualified mortgage advisor should have a Certificate in Mortgage Advice and Practice (CeMAP) or equivalent, which is recognised by the Financial Conduct Authority (FCA). They should also be listed on the Financial Services Register, ensuring they are authorised to give mortgage advice.

▸ ▾ How can you get a free credit report?

Lenders look closely at your credit score to decide how risky it is to lend to you. A good credit score can not only boost your chances of getting approved for a mortgage but might also get you better interest rates.

CheckMyFile offer a 30-day free trial after which a subscription fee applies, which can be cancelled any time.

CheckMyFile is a UK credit reporting service that collates information from the most popular credit referencing agencies, Equifax, Experian & TransUnion.