Bagshot Mortgage Broker

Mortgage Advice In Bagshot

If you’re looking for a mortgage in Bagshot, we’re here to help you. With our expertise, reliability and transparent approach to mortgage advice, we’ll support you every step of the way.

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Who are Kerr & Watson?

Kerr & Watson are an independent, whole-of-market mortgage broker, directly authorised and regulated by the FCA. We were founded to provide clear, relationship-led advice, and over the years we’ve grown steadily, helping many clients secure the best mortgage solution.

Our CeMAP-qualified advisers have extensive experience across all areas of lending, including first-time buyers, buy-to-let, remortgages and complex income scenarios. With strong industry relationships, excellent Google reviews and a proven track record, we deliver transparent, high-quality guidance backed by whole-of-market access. Meet the Team

Serving Bagshot and the surrounding areas, we combine deep local knowledge with trusted professional partnerships. This local insight, along with our independent status, ensures you receive reliable, informed support throughout every stage of your mortgage journey.

Our Mortgage Services In Bagshot

Residential Mortgages

Buy to Let Mortgages

Bridging and Commercial Finance Solutions

Later Life Lending

Later Life Lending / Equity Release

Insurance Advice for Bagshot Residents

We extend our expertise to life insurance, critical illness cover, income protection, and business protection, ensuring that Bagshot residents and business owners are safeguarded against life’s uncertainties.

Our Insurance Services In Bagshot

About Bagshot

Bagshot is a vibrant village located in the county of Surrey, known for its rich history, beautiful natural landscapes, and strong sense of community. Situated conveniently near the M3 motorway, Bagshot offers residents and visitors a mix of rural charm and easy access to larger urban areas, making it a popular choice for those seeking a balance between peaceful village life and the amenities of city living.

Places to Explore in and Around Bagshot

Bagshot is surrounded by several attractions that cater to a wide range of interests.

Bagshot Park: This historic estate is home to Bagshot Park, the official residence of the Earl and Countess of Wessex, set within extensive and picturesque grounds.

Swinley Forest: Offering vast areas of woodland and heathland, Swinley Forest is a haven for outdoor enthusiasts, with opportunities for mountain biking, walking, and horse riding.

The Royal Landscape: Just a short drive from Bagshot, this includes Virginia Water Lake, the Valley Gardens, and the Savill Garden, offering stunning landscapes and horticultural displays.

Villages Near to Bagshot

Windlesham, noted for its scenic beauty and village atmosphere, offering residents a peaceful environment with its own range of local amenities and community activities.

A short distance from Bagshot is Lightwater. A village known for its country park and leisure opportunities, making it a popular choice for families and those seeking outdoor activities.

Camberley is nearby and provides a broader array of shopping, dining, and entertainment options, complementing the quieter lifestyle of Bagshot with its urban conveniences.

Community Life in Bagshot

Bagshot boasts a thriving community with a variety of local amenities and events:

The heart of the village, Bagshot’s High Street features a range of shops, cafes, and pubs, serving as a central hub for community life.

Throughout the year, Bagshot hosts several events that bring the community together, including the Bagshot Village Fair, Christmas lights switch-on, and other local festivals and charity events.

Commuting from Bagshot

With its strategic location, Bagshot offers excellent commuting options. Located near the M3 motorway, Bagshot provides easy access to London, Southampton, and the South Coast, as well as nearby towns like Camberley and Guildford. If you are travelling by train, Bagshot railway station offers services to London Waterloo, Ascot, and Guildford, facilitating convenient travel for commuters and residents.

Education in Bagshot

Bagshot is served by reputable educational institutions, catering to families within the community:

Bagshot Infant School: Offers a nurturing and supportive environment for early years’ education.

Connaught Junior School: Known for its commitment to developing well-rounded pupils through a broad and balanced curriculum.

Living in Bagshot

The property market in Bagshot features a diverse range of homes, from charming Victorian cottages to modern family houses, attracting a wide audience of homebuyers and renters. The village’s appealing lifestyle, combined with its community amenities and green spaces, makes it a sought-after location.

Buying a Property in Bagshot?

Below, find links to the latest house prices in Bagshot and properties for sale in this area, courtesy of Rightmove.

Properties For Sale in Bagshot

House Prices in Bagshot

Your Mortgage In 3 Easy Steps…

Conversation

Schedule a call to talk to a mortgage advisor about your goals, challenges and vision for your mortgage.

Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research

We will take the information gained on the call and carry out some research before sending you a bespoke recommendation.

If you would like an agreement in principle, we’ll also arrange this for you.

Application

We will submit the full application to the mortgage lender, sending them the documents and liaising with the underwriters until the mortgage has been fully offered on the new interest rate.

We will also communicate with you at every stage, from application to completion.

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Kerr & Watson | Address: Pembroke House, 8 St Christophers Pl, Farnborough GU14 0NH, UK | Phone: 01252 224620 | Email: info@kerrandwatson.co.uk | Hours: Mon-Fri 9:00–17:30

Frequently Asked Questions

▸ ▾ What does a mortgage advisor do?

A mortgage advisor evaluates your income, outgoings, credit history, and other financial commitments. They also assess property-related details, whether you’re buying or refinancing, ensuring you understand the best mortgage options for your situation. They also process the mortgage application to the lender, working with them to obtain a mortgage offer, then work with the conveyancer towards the completion of your purchase or remortgage.

▸ ▾ How does a mortgage advisor enhance the likelihood of mortgage approval?

A mortgage advisor increases your chances of mortgage approval by matching you with the most appropriate lenders, optimising your application, and navigating complex lending criteria to find the best value deal for your circumstances.

▸ ▾ What are the financial benefits of working with a mortgage advisor?

Working with a mortgage advisor can save you from costly mistakes such as choosing the wrong mortgage type or failing to meet a lender’s criteria. Their expertise often leads to securing more favourable mortgage terms and rates.

▸ ▾ Can a mortgage broker get you a better rate?

Often, a mortgage broker can find more cost-effective deals for you, even when their fees are considered, they can review the whole market and access exclusive broker only products that may not be available directly to the public.

▸ ▾ What steps should you take before speaking to a mortgage advisor?

Before speaking with a mortgage advisor, gather all relevant financial documents, including payslips, bank statements, and details of your credit history to ensure an accurate assessment of your situation.

▸ ▾ What range of financial history do mortgage advisors examine?

Mortgage advisors and lenders typically assess the last six years of your credit history to gauge your financial behaviour, this includes any missed payments or defaults.

▸ ▾ How long does it take a mortgage advisor to get a mortgage offer?

The process from application to approval of a mortgage can vary, normally this is anywhere from two to six weeks depending on the mortgage lender and the complexity of your situation.

▸ ▾ Do mortgage advisors have access to exclusive mortgage rates?

Yes, mortgage advisors often have whole-of-market access, which allows them to secure competitive rates, sometimes not directly available to consumers.

▸ ▾ What documents do mortgage advisors typically require?

Advisors typically need proof of identity, proof of address, 3 months payslips, tax calculations or accounts, bank statements, and potentially credit report to fully assess your financial situation.

▸ ▾ What are the advantages of using a mortgage broker rather than going direct to your bank?

A mortgage broker can provide whole of market advice by comparing offers from multiple lenders, potentially securing better rates and terms than a single bank’s offerings.

▸ ▾ Who are the Financial Conduct Authority?

The Financial Conduct Authority (FCA) regulates mortgage brokers and lenders to ensure they adhere to ethical and professional standards.

▸ ▾ How do you know if your mortgage advisor is qualified?

A qualified mortgage advisor should have a Certificate in Mortgage Advice and Practice (CeMAP) or equivalent, which is recognised by the Financial Conduct Authority (FCA). They should also be listed on the Financial Services Register, ensuring they are authorised to give mortgage advice.

▸ ▾ How can you get a free credit report?

Lenders look closely at your credit score to decide how risky it is to lend to you. A good credit score can not only boost your chances of getting approved for a mortgage but might also get you better interest rates.

CheckMyFile offer a 30-day free trial after which a subscription fee applies, which can be cancelled any time.

CheckMyFile is a UK credit reporting service that collates information from the most popular credit referencing agencies, Equifax, Experian & TransUnion.