Addlestone Mortgage Broker

Mortgage Advice In Addlestone

If you’re looking for a mortgage in Addlestone, we’re here to help you. With our expertise, reliability and transparent approach to mortgage advice, we’ll support you every step of the way.

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Who are Kerr & Watson?

Kerr & Watson are an independent, whole-of-market mortgage broker, directly authorised and regulated by the FCA. We were founded to provide clear, relationship-led advice, and over the years we’ve grown steadily, helping many clients secure the best mortgage solution.

Our CeMAP-qualified advisers have extensive experience across all areas of lending, including first-time buyers, buy-to-let, remortgages and complex income scenarios. With strong industry relationships, excellent Google reviews and a proven track record, we deliver transparent, high-quality guidance backed by whole-of-market access. Meet the Team

Serving Addlestone and the surrounding areas, we combine deep local knowledge with trusted professional partnerships. This local insight, along with our independent status, ensures you receive reliable, informed support throughout every stage of your mortgage journey.

Our Mortgage Services In Addlestone

Residential Mortgages

Buy to Let Mortgages

Bridging and Commercial Finance Solutions

Later Life Lending

Later Life Lending / Equity Release

Insurance Advice for Addlestone Residents

We extend our expertise to life insurance, critical illness cover, income protection, and business protection, ensuring that Addlestone residents and business owners are safeguarded against life’s uncertainties.

Our Insurance Services In Addlestone

About Addlestone

Addlestone, located in the borough of Runnymede, Surrey, is a town experiencing significant growth and development. Blending its village heritage with new urban projects, Addlestone is becoming an increasingly popular choice for those seeking suburban convenience with close-knit community vibes. Proximity to London and the scenic River Thames makes it a strategic spot for both commuters and nature enthusiasts.

Key Features of Addlestone

Addlestone is marked by several features that contribute to its local charm and convenience:

Addlestone One: This new development is revitalising the town centre, featuring a mix of shops, restaurants, and a cinema, bringing modern leisure and lifestyle options to the heart of Addlestone.

Victory Park: A centrepiece for the community, Victory Park offers open green spaces for sports, relaxation, and events, reinforcing the town’s family-friendly atmosphere.

Crouch Oak: An ancient tree located in the town and a symbol of Addlestone’s historical significance, believed to be over one thousand years old, adds a touch of historical intrigue to the area.

Education and Schools in Addlestone

Addlestone’s commitment to education is evident through its array of good schools:

Addlestone Preschool & Day Nursery: Catering to the youngest residents, this facility offers a solid early years education in a nurturing environment.

St Paul’s CofE Primary School: This school is at the heart of the community, offering primary education with strong values and an inclusive approach.

Jubilee High School: As a secondary school with a vision for academic excellence, Jubilee High School is dedicated to providing quality education and fostering the potential of its students.

Villages in or Near Addlestone

The area surrounding Addlestone is dotted with picturesque villages that add to the region’s charm:

Chertsey: Just a short distance from Addlestone, Chertsey is steeped in history with its Abbey ruins and offers a tranquil village atmosphere.
New Haw: Bordering Addlestone, New Haw maintains a village feel with local shops and community events, providing residents with a quieter pace of life.
Weybridge: A larger and more bustling area nearby, Weybridge is known for its range of boutique shops, riverside walks, and high-quality dining options.

Community and Lifestyle

Addlestone is a town that prides itself on its community spirit, demonstrated through regular local events, fairs, and a supportive network of residents. Recreational activities are plentiful, with easy access to local sports clubs, public parks, and the beautiful Surrey countryside.

Transport and Connectivity

With its own railway station, Addlestone offers direct train services to London Waterloo, making it an excellent location for commuters. Road connectivity is also a strong point, with the M25 and A3 being easily accessible for travel around the Southeast.

Living in Addlestone

The housing market in Addlestone includes a variety of options from modern apartments in the town centre to more traditional houses in quiet cul-de-sacs. With recent developments, there’s something to suit everyone from first-time buyers to growing families and downsizers.

Addlestone is a town that truly offers the best of both worlds – the warmth and inclusion of a small community, alongside the amenities and opportunities of a larger town. It’s an area on the move, promising a bright future for its residents through continuous improvement and investment. Whether for settling down with a family, pursuing a career, or enjoying a comfortable retirement, Addlestone represents a smart choice for a fulfilling lifestyle.

Below, find links to the latest house prices in Addlestone and properties for sale in this area, courtesy of Rightmove.

Properties For Sale in Addlestone

House Prices in Addlestone

Your Mortgage In 3 Easy Steps…

Conversation

Schedule a call to talk to a mortgage advisor about your goals, challenges and vision for your mortgage.

Alternatively give us a call on 01252 224620 or email us on info@kerrandwatson.co.uk.

Research

We will take the information gained on the call and carry out some research before sending you a bespoke recommendation.

If you would like an agreement in principle, we’ll also arrange this for you.

Application

We will submit the full application to the mortgage lender, sending them the documents and liaising with the underwriters until the mortgage has been fully offered on the new interest rate.

We will also communicate with you at every stage, from application to completion.

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Kerr & Watson | Address: Pembroke House, 8 St Christophers Pl, Farnborough GU14 0NH, UK | Phone: 01252 224620 | Email: info@kerrandwatson.co.uk | Hours: Mon-Fri 9:00–17:30

Frequently Asked Questions

▸ ▾ What does a mortgage advisor do?

A mortgage advisor evaluates your income, outgoings, credit history, and other financial commitments. They also assess property-related details, whether you’re buying or refinancing, ensuring you understand the best mortgage options for your situation. They also process the mortgage application to the lender, working with them to obtain a mortgage offer, then work with the conveyancer towards the completion of your purchase or remortgage.

▸ ▾ How does a mortgage advisor enhance the likelihood of mortgage approval?

A mortgage advisor increases your chances of mortgage approval by matching you with the most appropriate lenders, optimising your application, and navigating complex lending criteria to find the best value deal for your circumstances.

▸ ▾ What are the financial benefits of working with a mortgage advisor?

Working with a mortgage advisor can save you from costly mistakes such as choosing the wrong mortgage type or failing to meet a lender’s criteria. Their expertise often leads to securing more favourable mortgage terms and rates.

▸ ▾ Can a mortgage broker get you a better rate?

Often, a mortgage broker can find more cost-effective deals for you, even when their fees are considered, they can review the whole market and access exclusive broker only products that may not be available directly to the public.

▸ ▾ What steps should you take before speaking to a mortgage advisor?

Before speaking with a mortgage advisor, gather all relevant financial documents, including payslips, bank statements, and details of your credit history to ensure an accurate assessment of your situation.

▸ ▾ What range of financial history do mortgage advisors examine?

Mortgage advisors and lenders typically assess the last six years of your credit history to gauge your financial behaviour, this includes any missed payments or defaults.

▸ ▾ How long does it take a mortgage advisor to get a mortgage offer?

The process from application to approval of a mortgage can vary, normally this is anywhere from two to six weeks depending on the mortgage lender and the complexity of your situation.

▸ ▾ Do mortgage advisors have access to exclusive mortgage rates?

Yes, mortgage advisors often have whole-of-market access, which allows them to secure competitive rates, sometimes not directly available to consumers.

▸ ▾ What documents do mortgage advisors typically require?

Advisors typically need proof of identity, proof of address, 3 months payslips, tax calculations or accounts, bank statements, and potentially credit report to fully assess your financial situation.

▸ ▾ What are the advantages of using a mortgage broker rather than going direct to your bank?

A mortgage broker can provide whole of market advice by comparing offers from multiple lenders, potentially securing better rates and terms than a single bank’s offerings.

▸ ▾ Who are the Financial Conduct Authority?

The Financial Conduct Authority (FCA) regulates mortgage brokers and lenders to ensure they adhere to ethical and professional standards.

▸ ▾ How do you know if your mortgage advisor is qualified?

A qualified mortgage advisor should have a Certificate in Mortgage Advice and Practice (CeMAP) or equivalent, which is recognised by the Financial Conduct Authority (FCA). They should also be listed on the Financial Services Register, ensuring they are authorised to give mortgage advice.

▸ ▾ How can you get a free credit report?

Lenders look closely at your credit score to decide how risky it is to lend to you. A good credit score can not only boost your chances of getting approved for a mortgage but might also get you better interest rates.

CheckMyFile offer a 30-day free trial after which a subscription fee applies, which can be cancelled any time.

CheckMyFile is a UK credit reporting service that collates information from the most popular credit referencing agencies, Equifax, Experian & TransUnion.