Buy To Let Mortgage Calculators

Buy To Let Calculators

Assess Your Buy-to-Let Mortgage Potential.

Considering a Buy-to-Let investment? Making the right financial decisions begins with understanding how much you can borrow and the associated costs.

Our calculators offer general insights into your borrowing potential, monthly repayments, and the relevant Stamp Duty obligations.

Buy To Let Mortgage Borrowing Calculator

Our buy to let mortgage borrowing calculator is designed to help you work out how much you can borrow.

Please note this is only an estimate and can vary based on the lender and your individual situation.

To get a more accurate quote, we suggest you speak to one of our advisers. They can guide you in making an informed decision that is right for you.


You could borrow:

£ – –

Buy To Let Mortgage Repayment Calculator

Repayments are calculated by the size of your mortgage, the interest rate set by your lender, and the term length.

We can provide you with an estimated repayment amount. For a more accurate figure, you would need to speak to one of our advisers who will review your monthly income and expenses.

If you seek assistance in finding the mortgage that suits your needs, we suggest you speak to one of our advisers.



Your monthly payment could be: £ – –

ROI and Rental Yield Calculator

Our ROI and Rental Yield calculator is designed to help you estimate the potential returns on your property investment.

Please note that this is only an estimate and can vary based on your costs, interest rate and your individual circumstances.

For a more accurate quote, we suggest speaking to one of our advisers. They can guide you in making an informed decision that is right for you.


Return on Investment (ROI)

Your ROI would be: –%

Rental Yield

Your annual rental yield would be: –%

Buy to Let Stamp Duty Calculator

If you are purchasing a buy to let property after 1st April 2025 use our Buy To Let Stamp Duty calculator to work out if you will incur stamp duty, and if so, how much. It’s important to factor these additional costs into your budget when you’re considering your affordability.

Our calculator has been updated to reflect the latest residential Stamp Duty Land Tax changes from 1st April 2025


First-time buyer

Your stamp duty as a first-time buyer would be: £ —

Buying an additional property (Individual or Limited Company)

Stamp duty on an additional property would be: £ —

Non-UK resident

Stamp duty for a non‑UK resident would be: £ —

Access Buy To Let Mortgage Lenders Including:

Mortgage Lenders

Why Kerr & Watson?

understanding

Understanding


We take the time to understand your situation so that we can search for the perfect mortgage and insurance for you. Any recommendation made is completely bespoke to your circumstances.

Experience

Experience


Mortgage and insurance advice is our speciality. We have decades of combined experience giving us the knowledge to overcome challenges and find the perfect solution for your needs.

Communication

Communication


We work around your schedule to arrange a mortgage or insurance policy that suits your needs. You’ll be kept updated throughout the entire process with clear communication so you’ll always know what’s going on.

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Get A Free Consultation – Find out your options by speaking to a mortgage or insurance broker today.

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Kerr & Watson | Address: Pembroke House, 8 St Christophers Pl, Farnborough GU14 0NH, UK | Phone: 01252 224620 | Email: info@kerrandwatson.co.uk | Hours: Mon-Fri 9:00–17:30

Frequently Asked Questions