Category: Product Transfers
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Case Study: Farnborough Buy-To-Let Product Transfer for Existing Mortgage Clients
The Scenario In Farnborough, Hampshire, experienced property investors sought to renew their buy-to-let mortgage products. With three existing buy-to-let mortgages through BM Solutions nearing the end of their terms, the clients were keen to avoid the variable rates that would apply upon expiry. They preferred a streamlined approach that allowed them to renew with their Read more
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Case Study: Product Transfer For Homeowners in Church Crookham
For homeowners nearing the end of a fixed-rate mortgage, selecting the right product transfer can provide financial stability and flexibility. This case highlights how we assisted homeowners in Church Crookham to secure a tailored 2-year fixed-rate product transfer with HSBC, aligning with their plans for potential future changes. The Scenario The homeowners were approaching the Read more
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Longest Term Mortgage in the UK
Longest Term Mortgage in the UK: Benefits and Drawbacks When considering a mortgage, one of the decisions you’ll face is the length of the mortgage term. The mortgage term refers to the duration over which you’ll repay your loan, influencing your monthly payments, total interest paid, and financial planning. As lenders continue to evolve their Read more
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Case Study: Product Transfer for Knaphill Director
Product Transfer for Knaphill Director When it comes to managing financial affairs, especially mortgages, the assurance of stability and simplicity is invaluable. This was particularly true for our customer from Knaphill, a self-employed company director, who recently sought our help at Kerr & Watson. Client Background Our customer, a 36-year-old company director, self-employed and financially Read more
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Case Study: Product Transfer Whilst On Maternity Leave in Farnborough
Easing Maternity Leave Mortgage Concerns in Farnborough The world of mortgages can be daunting, especially during significant life changes like maternity leave. That’s where our recent customer found themselves – at a crossroad that required expert guidance and a solution tailored to their unique situation. This case study reveals how Kerr & Watson provided clarity Read more
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Mortgage With No Early Repayment Charges
Understanding Mortgages Without Early Repayment Charges As a homeowner or prospective buyer, navigating the world of mortgages can be complex. One aspect that often causes concern is the early repayment charge (ERC). If you’re considering paying off your mortgage early, it’s crucial to understand how ERCs work and the options available to avoid them. At Read more
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Case Study: Product Transfer for Shared Ownership Mortgage
The Scenario An applicant couple residing in Camberley, owning 50% of their property under a shared ownership scheme, sought to renew their mortgage product as their existing two-year fixed rate with Barclays approached its end. Their primary objective was to secure a new fixed-rate product with minimal hassle, avoiding additional fees or complex processes associated Read more
