Category: Residential Mortgages
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Can You Get a Mortgage on a Property with Cladding?
Mortgages for Flats with Cladding: What You Need to Know If you live in or want to buy a flat with cladding, you have probably seen mixed messages about whether a mortgage is possible. Since major building safety reforms, lending has slowly reopened, yet criteria can still feel confusing. The good news is that getting… Read more
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Case Study: Product Transfer for a Residential Property in Fleet
The Scenario In the town of Fleet, Hampshire, a couple sought advice on managing their residential mortgage as the end of their current fixed-rate deal approached. They held a mortgage with Barclays, scheduled to conclude in October, and were keen to secure a new deal without the complexities of a full remortgage. The clients were… Read more
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Case Study: First-Time Buyer Mortgage for Championship Footballer Using Contract Income
The Scenario A professional footballer in the EFL Championship had just signed a new contract after moving clubs and wanted to buy his first home in London. He was only a few days into his new contract and didn’t yet have payslips from the new club. The property was worth £880,000, and he needed a… Read more
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Unsecured Business Loans
Unsecured Business Loans – Fast Funding Without Using Your Assets Running a business often means needing quick access to finance. Whether you’re covering short-term expenses, investing in growth, or smoothing out cash flow, finding the right loan can make a huge difference. An unsecured business loan can help you do just that, without tying up… Read more
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UK Mortgages for British Expat Living in the USA
Secure a UK Mortgage as a British Expat in the USA For British expats living in the USA, investing in UK property can be a strategic way to maintain ties to home, build wealth, and plan for the future. Whether it’s purchasing a family home, refinancing an existing property, or starting a buy-to-let portfolio, the… Read more
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UK Mortgages for Expats in Hong Kong
Secure a UK Mortgage as a Hong Kong Expat For UK expats living in Hong Kong, investing in property back home can be both an exciting and strategic decision. The UK property market remains a popular choice for its stability, long-term growth potential, and variety of investment opportunities. However, the UK mortgage market as an… Read more
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Case Study: Product Transfer For Homeowners in Church Crookham
For homeowners nearing the end of a fixed-rate mortgage, selecting the right product transfer can provide financial stability and flexibility. This case highlights how we assisted homeowners in Church Crookham to secure a tailored 2-year fixed-rate product transfer with HSBC, aligning with their plans for potential future changes. The Scenario The homeowners were approaching the… Read more
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Commercial Mortgage For Medical Practices
Commercial mortgage for medical practices buying or refinancing your surgery If you run a medical practice, your premises play a vital role in your success. Whether you operate a doctor’s surgery, dental clinic, chiropractic practice, physiotherapy centre, or therapy clinic, the right property supports patient care, staff efficiency, and long term growth. At some stage,… Read more
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Buy to Let Mortgages with Serco Tenants
Buy to Let Mortgage Advice for Serco and Housing Association Tenants If you are a landlord exploring buy to let opportunities, you may have come across the option of leasing your property to Serco or other organisations such as housing associations and charities. This niche part of the market can be attractive due to the… Read more
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What is a Joint Borrower Sole Proprietor (JBSP) Mortgage
Get a Mortgage with Family Help: How JBSP Mortgages Work Getting onto the property ladder can feel like an uphill climb, especially if your income alone doesn’t stretch far enough. Whether you’re a first-time buyer or simply struggling to borrow enough on your own, a Joint Borrower Sole Proprietor (JBSP) mortgage could be the solution… Read more
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UK Mortgages for Expats in Bahrain
Expert UK Mortgage Solutions for Bahrain-Based Expats For UK expats living in Bahrain, the idea of investing in property back home can be both exciting and financially rewarding. The UK property market offers stability, long-term growth potential, and a diverse range of investment opportunities. However, the UK mortgage market as an expat in Bahrain can… Read more
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Green Mortgage Deals for EPC A–C Homes
Green Mortgage Deals Explained If you’re planning to buy a home or remortgage, you might be surprised to learn that your property’s energy efficiency could impact the type of mortgage you get. Green mortgages are a growing trend in the lending world, offering incentives such as lower rates or cashback when you choose or improve… Read more
