Category: Large Mortgages
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Mortgages for Doctors
Mortgage Solutions for Medical Professionals Securing a mortgage as a doctor can present unique challenges due to complex income structures and varying employment situations. However, with the right guidance, obtaining a suitable mortgage can be a straightforward process. At Kerr & Watson, we specialise in helping medical professionals, ensuring you find the best mortgage solution… Read more
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Mortgage With No Early Repayment Charges
Understanding Mortgages Without Early Repayment Charges As a homeowner or prospective buyer, navigating the world of mortgages can be complex. One aspect that often causes concern is the early repayment charge (ERC). If you’re considering paying off your mortgage early, it’s crucial to understand how ERCs work and the options available to avoid them. At… Read more
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High Value Mortgages for Ultra-High-Net-Worth Individuals
Ultra-High-Value Mortgages: Interest Rates, Deposits & Fees A high-value mortgage, whether for example, £15 million, £20 million or even £50 million (and all in between!) is a substantial financial commitment that demands expert advice, bespoke terms, and a clear understanding of the associated costs. At Kerr & Watson, we specialise in sourcing tailored mortgage solutions… Read more
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What is an Affordability Assessment?
Affordability Assessments When you’re looking to buy a home or refinance your mortgage, one of the first steps you’ll encounter is the affordability assessment. This crucial process helps lenders determine whether you can afford the monthly repayments on your chosen mortgage product. Understanding how an affordability assessment works can not only prepare you for what… Read more
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Can You Get a Loan Secured to Your Investment Portfolio?
Investment-Backed Loans Explained When you think of a mortgage, you probably imagine it being secured against a property. That’s the standard route most borrowers take. However, if you hold significant investments, you might be wondering whether it’s possible to use them to secure a loan instead of tying everything to bricks and mortar. The answer… Read more
