Category: Complex Income Mortgages
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Mortgages for Military Including Army, Navy and RAF
Mortgages for Armed Forces: How Military Personnel Can Get Approved Life in the military can be unpredictable. From frequent relocations to overseas deployments, your lifestyle is anything but typical and that can make getting a mortgage feel more complicated than it should be. But that doesn’t mean the mortgage process needs to be overwhelming to Read more
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Mortgages For Airline Staff
Mortgages for Airline Staff: Pilot & Cabin Crew Income Explained If you fly for a living you may already know it can be tricky to get a straightforward answer from a mortgage lender. Your payslips are not simple. Flight pay fluctuates. Allowances and rostering can make one month look very different to the next. Some Read more
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Case Study: Securing a Residential Mortgage for a Family Home with Holiday Lets on Site
The Scenario In this case study, we look at how we helped a family relocating to Devon secure the right mortgage for a unique property, a five-bedroom main house on a plot that also included four separate holiday barns. Their plan was to live in the main home and let out the holiday barns on Read more
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Can I Get a Mortgage on a Fixed Term Contract?
Can You Get a Mortgage on a Fixed Term Contract? Expert Advice for Contract Workers If you’re working on a fixed term contract and wondering whether it’s possible to get a mortgage, the short answer is yes, you can in the right circumstances. That said, the process can feel more complex than it does for Read more
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Hong Kong National Purchasing a Home in the UK
Buying a Home in the UK as a Hong Kong National: A Complete Guide If you are a Hong Kong national looking to purchase property, you may be considering the mortgage options available and what the process entails. The introduction of the British National Overseas (BNO) visa has made it easier for Hong Kong buyers Read more
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Case Study: First-Time Buyer Mortgage for Championship Footballer Using Contract Income
The Scenario A professional footballer in the EFL Championship had just signed a new contract after moving clubs and wanted to buy his first home in London. He was only a few days into his new contract and didn’t yet have payslips from the new club. The property was worth £880,000, and he needed a Read more
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UK Mortgages for British Expat Living in the USA
Secure a UK Mortgage as a British Expat in the USA For British expats living in the USA, investing in UK property can be a strategic way to maintain ties to home, build wealth, and plan for the future. Whether it’s purchasing a family home, refinancing an existing property, or starting a buy-to-let portfolio, the Read more
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UK Mortgages for Expats in Hong Kong
Secure a UK Mortgage as a Hong Kong Expat For UK expats living in Hong Kong, investing in property back home can be both an exciting and strategic decision. The UK property market remains a popular choice for its stability, long-term growth potential, and variety of investment opportunities. However, the UK mortgage market as an Read more
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UK Mortgages for Expats in Bahrain
Expert UK Mortgage Solutions for Bahrain-Based Expats For UK expats living in Bahrain, the idea of investing in property back home can be both exciting and financially rewarding. The UK property market offers stability, long-term growth potential, and a diverse range of investment opportunities. However, the UK mortgage market as an expat in Bahrain can Read more
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Can I Get a Mortgage with Investment Income
How can I qualify for a mortgage with investment income? Getting a mortgage when your primary income comes from investments may seem very difficult. Many lenders prefer the security of salaried income, and investment income, whether from share dividends, rental properties, or a trust fund, can fall outside of lender criteria. However, with the right Read more
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Mortgages for Pilots
Specialised Mortgages for Pilots: Tailored Advice for Airline Professionals When it comes to securing a mortgage as a pilot, the process may feel anything but straightforward. Your income is often more complex than that of some other professions, with elements like flight allowances, bonuses, and expenses making it difficult for traditional lenders to assess your Read more
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Contractor Mortgages
Contractor Mortgages: Tailored Solutions for Self-Employed Workers The world of mortgages can be daunting, especially if you’re a contractor. While the flexibility and variety of work in contract roles are appealing, securing a mortgage may feel challenging due to the nature of your employment. At Kerr & Watson, we understand contractor mortgages offering tailored advice Read more
