Standard Buy To Let Mortgages

How Will Renters Rights Affect Buy To Let Investors?

Renters’ Rights Bill: What It Means for Buy to Let Landlords If you own or plan to invest in buy to let property, you may be wondering what the Renters’ Rights Bill means for you. The new legislation aims to give renters stronger protection and create a fairer, safer rental market. But while it seeks Read more
Case Study: Helping Buy-to-Let Landlords in Sandhurst

Introduction For buy-to-let landlords, managing finances effectively is crucial to ensuring long-term success. This case highlights how we supported property owners in Sandhurst to secure a hassle-free product transfer with their existing lender, providing flexibility for potential future plans. The Scenario The landlords owned a buy-to-let property in Sandhurst and were approaching the end of Read more
Case Study: Farnborough Buy-To-Let Product Transfer for Existing Mortgage Clients

The Scenario In Farnborough, Hampshire, experienced property investors sought to renew their buy-to-let mortgage products. With three existing buy-to-let mortgages through BM Solutions nearing the end of their terms, the clients were keen to avoid the variable rates that would apply upon expiry. They preferred a streamlined approach that allowed them to renew with their Read more
Buy to Let Mortgages with Serco Tenants

Buy to Let Mortgage Advice for Serco and Housing Association Tenants If you are a landlord exploring buy to let opportunities, you may have come across the option of leasing your property to Serco or other organisations such as housing associations and charities. This niche part of the market can be attractive due to the Read more
Buy to Let Mortgage Lowest Deposit

Buy to Let Mortgages from 15% Deposit If you’re thinking about becoming a landlord or growing your property portfolio, the size of the deposit needed for a buy to let mortgage is likely high on your list of concerns. While many lenders require a substantial deposit, there are still opportunities to access buy to let Read more
Case Study: Buy-to-Let Remortgage for Capital Raising

The Scenario A portfolio landlord was seeking to remortgage one of their buy-to-let properties to raise capital for home improvements. The property, a two-bedroom flat in London, was valued at £650,000 with an outstanding loan amount of £392,000 from the current lender, Barclays. The client wanted to secure a new mortgage with a higher loan Read more
Bridge to Let Loans: Fast Property Financing Solutions

Fast Bridge to Let Loans for Property Investment If you’re a property investor seeking to purchase a property quickly or one in need of refurbishment, a Bridge to Let loan might be the ideal solution. These specialised loans bridge the gap between short-term financing and long-term property investment, providing flexibility and speed when traditional mortgages Read more
Let to Buy Mortgages Explained

Understanding Let to Buy Mortgages Navigating the property market can be challenging, especially when you’re looking to move but haven’t yet sold your existing home. A Let to Buy mortgage offers a solution, allowing you to rent out your current property and purchase a new one. What is Let to Buy? Let to Buy involves Read more
Case Study: Buy-to-Let Remortgage to Consolidate Debt

Refinancing a buy-to-let property can present challenges, especially when adverse credit and limited income are factors. This case highlights how we helped a landlord in Chorley secure a tailored remortgage solution to address existing debts and achieve long-term financial stability. The Scenario Our client owned a buy-to-let property in Chorley and was looking to refinance Read more
Case Study: Buy-to-Let Product Transfer for Immediate Stability

When faced with tight deadlines and specific requirements, finding the right mortgage solution quickly is critical. This case highlights how we helped a landlord secure a product transfer to avoid a variable rate, ensuring financial stability while accommodating the limitations of their remaining mortgage term. The Scenario Our client owned a buy-to-let property in Bristol Read more
Buy to Let Mortgage No Early Repayment Charge

Flexible Buy to Let Mortgages with No Early Repayment Charges Investing in property can be a highly lucrative endeavour, especially if you’ve chosen to expand your portfolio through Buy to Let investments. However, one common concern among property investors is the potential cost of early repayment charges (ERCs). If you’re considering flexibility in your mortgage Read more
When Will Your Mortgage Be Pre-Approved?

When Will Your Mortgage Be Pre-Approved? Key Steps and Timelines Obtaining a pre-approved mortgage is a crucial step in the home-buying process. It provides you with an understanding of how much you can borrow and reassures sellers of your financial capability. At Kerr & Watson, we specialise in guiding you through the mortgage process, ensuring Read more

Category: Standard Buy To Let Mortgages