Category: Limited Company Mortgages
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Buy to Let Mortgage Lowest Deposit
Buy to Let Mortgages from 15% Deposit If you’re thinking about becoming a landlord or growing your property portfolio, the size of the deposit needed for a buy to let mortgage is likely high on your list of concerns. While many lenders require a substantial deposit, there are still opportunities to access buy to let Read more
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Buying a Property as a Limited Company
Buying Property Through a Limited Company: Pros, Cons & Expert Advice Purchasing property through a limited company has become an increasingly popular option for property investors and landlords. With potential tax benefits, limited liability, and the ability to build a more flexible property portfolio, this route can be very appealing. However, it’s not suitable for Read more
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Let to Buy Mortgages Explained
Understanding Let to Buy Mortgages Navigating the property market can be challenging, especially when you’re looking to move but haven’t yet sold your existing home. A Let to Buy mortgage offers a solution, allowing you to rent out your current property and purchase a new one. What is Let to Buy? Let to Buy involves Read more
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Pros & Cons of Buy-to-Let via a Limited Company
Buying a Buy-to-Let Property Through a Limited Company: Pros, Cons, Tax Savings & Mortgage Insights Pros of Buying a Buy-to-Let Property Through a Limited Company More Tax Efficiency For Some Investors One of the main attractions of using a limited company is the potential tax benefits. Rental income received by individuals is subject to income Read more
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SPV Mortgages for Landlords
Maximize Your Property Investments with SPV Mortgages The world of property investment can be complex, especially when it comes to financing. A Special Purpose Vehicle (SPV) mortgage offers a useful solution for purchasing buy-to-let properties through a limited company. What is an SPV Mortgage? A Special Purpose Vehicle (SPV) mortgage allows you to buy a Read more
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When Will Your Mortgage Be Pre-Approved?
When Will Your Mortgage Be Pre-Approved? Key Steps and Timelines Obtaining a pre-approved mortgage is a crucial step in the home-buying process. It provides you with an understanding of how much you can borrow and reassures sellers of your financial capability. At Kerr & Watson, we specialise in guiding you through the mortgage process, ensuring Read more
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How Long Does Mortgage Application Approval Take?
Mortgage Application Approval: What to Expect and How to Speed Up the Process Applying for a mortgage is a significant step in your home-buying journey, and one of the most common concerns is how long it takes to get a mortgage application approved. The timeline can vary depending on several factors, including the complexity of Read more
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Buy to Let Mortgage Based on Rental Income
Buy to Let Mortgages: Securing a Loan Based on Rental Income Investing in the right buy-to-let properties can be a lucrative venture, offering the potential for steady rental income and long-term capital growth with the asset appreciating. However, securing a buy-to-let mortgage can sometimes be complex, especially when relying primarily only on rental income rather Read more
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Case Study: BTL Mortgage for a Limited Company in Fleet
How We Secured a BTL Mortgage for a Limited Company in Fleet We’re excited to share how we recently helped a customer navigate through the world of Buy To Let (BTL) mortgages, transforming a complex situation into a streamlined success. Meet Our Customer A 50-year-old individual, employed, with a high income, and a sparkling credit Read more
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Buy to Let Mortgage Deposits
Buy to Let Mortgage Deposits: Everything You Need to Know Before Investing in Property Investing in property can be a lucrative venture, and buy-to-let mortgages are a popular choice for those looking to enter the rental market when they can not buy with cash or prefer not to use all of their own funds. Understanding Read more
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Buy To Let Limited Company Mortgage Advisor
Embarking on the journey of purchasing investment properties through a limited company can be a thrilling yet complex experience. With numerous factors to consider, from mortgage rates to corporate structures, the process can be challenging. This is where a Buy To Let Limited Company Mortgage Advisor becomes essential – your guide through the intricate world Read more
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Buy To Let Mortgage With No Minimum Income
How to Secure a Buy to Let Mortgage Without a Regular Income Investing in property can be a lucrative way to generate income, especially with the right mortgage. But what if you don’t have a regular income? Many believe it’s impossible to get a buy to let mortgage without meeting a minimum income threshold, but Read more
