Case Study: Expat Buy-to-Let with a Competitive Fixed Rate

Summary We recently helped an expat client living in New York arrange a new mortgage on a buy-to-let property in London as their existing deal was approaching the end of its fixed-rate period. The property was valued at £430,000 and generated £2,182 per month in rental income, but the existing lender could not offer a… Read more
Hong Kong National Purchasing a Home in the UK

Buying a Home in the UK as a Hong Kong National: A Complete Guide If you are a Hong Kong national looking to purchase property, you may be considering the mortgage options available and what the process entails. The introduction of the British National Overseas (BNO) visa has made it easier for Hong Kong buyers… Read more
UK Mortgages for British Expat Living in the USA

Secure a UK Mortgage as a British Expat in the USA For British expats living in the USA, investing in UK property can be a strategic way to maintain ties to home, build wealth, and plan for the future. Whether it’s purchasing a family home, refinancing an existing property, or starting a buy-to-let portfolio, the… Read more
UK Mortgages for Expats in Hong Kong

Secure a UK Mortgage as a Hong Kong Expat For UK expats living in Hong Kong, investing in property back home can be both an exciting and strategic decision. The UK property market remains a popular choice for its stability, long-term growth potential, and variety of investment opportunities. However, the UK mortgage market as an… Read more
UK Mortgages for Expats in Bahrain

Expert UK Mortgage Solutions for Bahrain-Based Expats For UK expats living in Bahrain, the idea of investing in property back home can be both exciting and financially rewarding. The UK property market offers stability, long-term growth potential, and a diverse range of investment opportunities. However, the UK mortgage market as an expat in Bahrain can… Read more
UK Bridging Loans for Residents of UAE

Bridging Loans for UAE Residents: Secure UK Property Quickly For residents of the UAE, investing in the UK property market offers significant long-term benefits, including financial stability and potential returns. However, when time is tight and conventional financing isn’t an option, bridging loans may provide a swift and effective solution to ensure you don’t miss… Read more
Buy to Let Mortgage Lowest Deposit

Buy to Let Mortgages from 15% Deposit If you’re thinking about becoming a landlord or growing your property portfolio, the size of the deposit needed for a buy to let mortgage is likely high on your list of concerns. While many lenders require a substantial deposit, there are still opportunities to access buy to let… Read more
UK Bridging Loans For Expats

UK Bridging Loans for Expats | Fast Property Finance, Renovation & Investment Solutions Understanding the property market as an expatriate presents certain challenges, particularly when swift action is required to secure a desired property. Bridging loans offer a viable solution, providing short-term financing to bridge the gap between the purchase of a new property and… Read more
Mortgages For UK Expats In Canada

UK Mortgage Solutions for British Expats in Canada Living abroad opens up exciting opportunities, but for UK expats in Canada, the mortgage landscape for UK property can feel daunting. Whether you’re buying your first home, refinancing an existing property, or expanding your portfolio, understanding your options is essential. At Kerr & Watson, we specialise in… Read more
Mortgages for UK Expats in Australia

UK Mortgages for Australian-Based Expats Securing a mortgage while living abroad can be daunting, especially for UK expats in Australia. You may have settled in a beautiful part of the world such as Sydney, Melbourne, Brisbane, Perth, and Adelaide. Despite this, having UK property is still very important to some expats. Different lender criteria, currency… Read more
When Will Your Mortgage Be Pre-Approved?

Can you get a mortgage pre-approval before finding a property? Yes — many buyers secure a mortgage Agreement in Principle (AIP) before they start viewing properties. This helps you understand how much you may be able to borrow and can strengthen your position with estate agents and sellers when making an offer. Not sure how… Read more
UK Mortgages for UAE Residents

How UAE Residents Can Get a UK Mortgage For many UAE residents, the idea of investing in UK property is both exciting and strategic. The UK remains a prime location for property investment, offering stability and attractive long-term growth. However, the mortgage market as a UAE resident can be complex, especially when dealing with varying… Read more

Category: Expat Mortgages