Category: Commercial Mortgages
-
UK Commercial Mortgage for Expats and Foreign Nationals
Commercial Mortgages for Expats & Overseas Buyers UK If you are living abroad or moving from overseas and want to invest in property, you may be wondering how to secure a commercial mortgage. For expats and foreign nationals, arranging this type of finance can be more complex than a standard mortgage. Lenders often see international Read more
-
Mortgages For Pubs
Pub Mortgages: How to Buy or Refinance a Pub in the UK Buying or refinancing a pub is both exciting and complex. You are not just buying bricks and mortar. You are buying a trading business with moving parts. Cash flow, licensing, staff, and seasonality all play a role. You want a lender who understands Read more
-
Commercial Mortgages and Finance for Golf Courses
Golf Club Finance and Commercial Mortgages: How to Fund Your Course and Clubhouse Running a golf club is about a lot more than fairways and greens. You are managing a complex business with big capital needs, seasonal income and rising expectations from members and visitors. At some point you may need to raise finance without Read more
-
Commercial mortgage for purpose built student accommodation
Finance for Purpose Built Student Accommodation If you want to buy or develop purpose built student accommodation you will need funding that treats the property like a business rather than a simple residential let. A commercial mortgage for student blocks is designed around income, demand and the way the building will operate across the academic Read more
-
Commercial Mortgages For Dental Practices
How to Get a Commercial Mortgage for a Dental Practice If you are planning to buy a dental practice, purchase your surgery premises, expand to a second site, or simply refinance for better terms, the right commercial mortgage can make all the difference. The dental sector is unique. Lenders look at goodwill, regulatory approvals, the Read more
-
Day Nursery Commercial Mortgage
How to Get a Commercial Mortgage for a Day Nursery Running a nursery is one of the most rewarding businesses you can operate, providing an important service that supports families and shapes children’s early development. However, whether you are buying your first setting, expanding an existing nursery, or refinancing your current premises, arranging the right Read more
-
High Value Mortgages for Hotels
High-Value Hotel Mortgages: Expert Guidance for Your Investment Investing in a hotel can be a lucrative venture, whether you’re acquiring your first property or expanding your hospitality portfolio. However, securing a high-value mortgage for a hotel comes with unique challenges when it comes to the finance. At Kerr & Watson, we specialise in mortgages tailored Read more
-
Commercial Mortgages for Mixed-Use Developments
Mixed-Use Property Mortgages: Your Guide to Semi-Commercial Investments Mixed-use developments have become a popular investment option, combining residential and commercial spaces to maximise the potential for rental income. These properties can range from high-street shops with flats above to more complex combinations, such as office buildings with attached living spaces. However, obtaining a commercial mortgage Read more
-
Mortgages for Care Homes and C2 Properties
How to Get a Mortgage for a Care Home Investing in a care home can be a rewarding venture, both financially and personally. With an ageing population and increasing demand for high-quality care facilities, the care home sector continues to grow, making it an attractive option for commercial investors. However, purchasing a care home is Read more
-
Finance for Sui Generis Property
How to Get a Mortgage for Sui Generis Properties If you own or are buying a property that sits outside the usual planning use classes, hopefully this page will be useful to you. What sui generis means in practice Sui generis is a planning term used when a property does not fall under the usual Read more
-
Getting A Commercial Mortgage For SIPP
Using Your SIPP to Buy Commercial Property with a Mortgage Getting a commercial mortgage for a SIPP can be a wise long term move. You use pension funds to buy a property. You potentially create rent income for your retirement. You might even give your business a stable home. Yet it is not a standard Read more
-
Case Study: Commercial Mortgage for 46 Flats
The Scenario: A Strategic Acquisition A property investor approached us with an ambitious plan: to purchase a substantial block of 46 residential flats, with a total property value of £11.2 million. His strategy was ownership within a limited company, allowing for asset ring-fencing. The investor was not relying on personal capital for the deposit. Instead, Read more
